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Best live TV streaming services for cord-cutters in 2020

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id=”article-body” class=”row” section=”article-body”> If you want to cut the cable TV cord but still want to keep live TV, the future is in streaming. Live TV streaming services like YouTube TV and Sling TV let you watch most, if not all of your favorite TV channels — from ABC to NBC to ESPN to CNN to Nickelodeon to Fox News — streamed live over the internet. And they probably cost far less than you’re paying the cable company for TV.

Prices start at $15 a month with no extra fees or contracts. In place of a cable box and the monthly fee to rent it, you’ll use an app on your smart TV, Roku, Apple TV, Amazon Fire TV or game console. And you can watch at home or on the go via a tablet, phone, other mobile device or even a web browser.

Now playing: Watch this: Live TV streaming services for cord cutters: How to choose… 2:44 These services have plenty of benefits — no more cable fees, no more contracts, yay! — but the savings can be outweighed by other downsides including internet fees, DVR restrictions, buffering and a lack of things to watch, including live sports. And just like cable TV, the cost of these services just keeps going up. AT&T raised the price of its AT&T TV Now service packages, Hulu with Live TV increased by $10 last December, while Sling raised its price by $5 across the board. The landscape is in constant flux, and this can also mean competition is squeezed out — PlayStation Vue was among our top picks for premium options, but Sony shuttered its streaming service in January.  

Read more: Best DVR for cord cutters who use an OTA antenna

Top live TV streaming services compared

YouTube TV Sling TV Hulu with Live TV AT&T TV Now

Base price $50/month for 70-plus channels $30/month for 30-plus channels $55/month for 60-plus channels $65/month for 45-plus channels

Free trial Yes Yes Yes Yes

ABC, CBS, Fox and NBC channels Yes, in many markets Fox and NBC only in select cities Yes, in many markets Yes, in many markets

Simultaneous streams per account 3 1 or 3 2 ($15 option for unlimited) 2 ($5 option for 3)

Family member/user profiles Yes No Yes No

Cloud DVR Yes (keep for 9 months) Yes Yes Yes (50 hours, 200 hours for $10 a month)

Fast-forward through or skip commercials with cloud DVR Yes Yes Yes No (Yes with $15 option)

Read more: Best TV antennas for cord-cutters, starting at just $10

Meanwhile, plenty of heavy hitters have entered the on-demand fray recently, including Apple with Apple TV Plus and Disney with Disney Plus, both of which debuted in late 2019. In 2020 streamers will have even more choices including NBC/Comcast’s Peacock, AT&T’s HBO Max and mobile-only upstart Quibi. All of these services lack live TV — focusing instead on back catalogs and new originals — but they can still eat into your entertainment budget.

With all that in mind, here’s a guide to the brave new world of live TV streaming over the internet, as well as other cord-cutting options available today, starting with our favorite recommendations for 우리카지노계열 the best TV streaming service.  

Best overall

YouTube TV

Sarah Tew/CNET YouTube TV has more top channels for the base price than any competitor, including all four local channels (ABC, CBS, Fox, and NBC; note that CBS is the parent company of CNET) in most areas of the country. It’s also the only service with local PBS channels. YouTube TV has the best cloud DVR of the bunch, including unlimited storage and a generous nine months to watch recordings (most are 30 days). The interface is no-nonsense, if a little drab, and yet it offers most of the features a cable service can give you. And unlike Sling and others, it’s dead simple: One package, one price, done.

With its best-in-class channel selection and cloud DVR, YouTube TV is our favorite option for cord-cutters who want the perks of cable without the hassle. Like all premium-priced ($50-ish) services, however, its relatively high monthly fee makes it more difficult to save money over a traditional cable subscription.

Top channels not available: A&E, Comedy Central, History, Lifetime, NFL Network, Nickelodeon. Read our YouTube TV review.

$50 at YouTube TV Read more: Best streaming device of 2020: Roku, Apple TV, Fire Stick, Chromecast and more

Best budget service

Sling TV

Sarah Tew/CNET Sling TV costs more than AT&T Watch TV ($15) and Philo ($20) but has better channels, more options and a better interface, so it’s worth the extra money in our opinion. And it’s still dirt-cheap compared to the other streaming services, let alone cable.

Sling is cheaper than premium services like YouTube TV and Hulu with Live TV because it has very few local stations. Confusingly, it also has two $30-per-month channel packages, Sling Orange and Sling Blue. While some channels are available on both Sling Orange and Sling Blue, the two differ significantly with other channel offerings: Orange is basically the ESPN/Disney package, while Blue is the Fox/NBC package.

Sling’s interface isn’t much to look at, but it offers all of the options you need without cluttering the screen. The only real letdown, apart from the general lack of locals, is its arcane live pause. The service’s options are myriad, so check out Sling TV: Everything you need to know for all the details.

Top channels not available on Sling Blue: ABC, CBS, Animal Planet, Disney Channel, ESPN, Nickelodeon. Fox and NBC only available in select major cities.

Top channels not available on Sling Orange: ABC, CBS, Fox, NBC, Animal Planet, Bravo, CNBC, Discovery Channel, Bravo, Fox News, Fox Sports 1, FX, MSNBC, USA Network. Read our Sling TV review.

$30 at Sling TV Read more: YouTube TV vs. Sling TV: Which live TV streaming service is best for you?

Best ultracheap alternative

AT&T Watch TV

Sarah Tew/CNET Why is Watch TV so cheap? It lacks locals, much like Sling TV, doesn’t have any dedicated sports channels and, with the exception of CNN, is missing news channels, too. And many of the shows on the channels it does have can be watched on-demand with a Hulu subscription for less. 

On the other hand, it’s solid for the price. Its lineup includes 30 channels, some of which — like AMC, HGTV, and BBC America — are no longer available on the more expensive AT&T TV Now. The interface is fun and easy to navigate. It’s available on most other major streaming platforms, except for Roku, and some AT&T wireless plan customers get it for free.

Top channels not available: ABC, CBS, Fox, NBC, Bravo, CNBC, Disney Channel, ESPN, Fox News, Fox Sports 1, FX, MLB Network, MSNBC, NFL Network, Travel Channel, USA Network. Read our AT&T Watch TV review.

$15 at AT&T Best for 우리카지노계열총판 Hulu subscribers

Hulu With Live TV

Sarah Tew/CNET With the least cable-like interface of its competitors, Hulu’s greatest asset is the integration of live TV with its significant catalog of on-demand content for one price. Unfortunately, the interface frustrations apparent with the standard service are amplified once you add live TV. Another issue is that you’ll have to pay another $10 a month to get the ability to skip commercials on Hulu’s cloud DVR (the base cloud DVR, which is included, doesn’t permit skipping ads). Its channel count is solid, however, and with Hulu’s catalog included (Handmaid’s Tale, anyone?) it’s a top competitor, but its higher price puts it out of the running for now.

Top channels not available: AMC, BBC America, Comedy Central, MLB Network, MTV, NBA TV, NFL Network, NFL Red Zone, Nickelodeon. Read our Hulu with Live TV review.

$55 at Hulu Read: 20 Google Chromecast tips and tricks

Best live TV plus HBO combo

AT&T TV Now

Sarah Tew/CNET Formerly known as DirecTV Now, AT&T TV Now has one major extra the other premium services lack: it has HBO included in the price. Whether or not you care about HBO (or Game of Thrones), it’s still not a good deal. It’s now the most expensive service, starting at a base of $65, and it’s missing more top channels than any competitor (although you can pay extra to get most of those channels if you want). Its DVR is also a step behind those of our top choices. The traditional-style interface is good, however, as it includes the flipper-friendly ability to swipe left and right to change channels.

Top channels not available in base package: A&E, AMC, Animal Planet, Discovery Channel, HGTV, History, Lifetime, MLB Network, NFL Network, Travel Channel. Read our AT&T TV Now review.

$65 at AT&T Best for soccer fans

FuboTV $55

Ty Pendlebury/CNET There’s much to like about FuboTV — it offers a wide selection of channels second only to YouTube TV — and its sports focus makes it especially attractive to soccer fans in particular. Yet, it’s not suited for watching on a TV as none of the platforms work as well as the mobile version, and the lack of ABC and ESPN is disappointing.

Top channels not available in base package: ABC, Disney Channel, Disney Junior, Disney XD, ESPN, ESPN 2. Read our FuboTV review.

See at FuboTV How to shop for cord-cutting live TV services

Each of the services above offers a different mix of channels, so your first step should be choosing one that carries your “can’t miss” cable channels and shows. And some of the most important channels are locals, namely ABC, CBS, Fox and NBC. Not every service offers all of them in every area.

The services can be broken down into two main groups: Budget, with prices starting at $15 but without local channels. And premium, with prices from $50 and up and include locals and often other extras like a superior cloud DVR. Yes, most of the services (barring AT&T Watch TV) allow you to record and play back shows, just like a traditional cable or satellite DVR, but they often come with restrictions. 

Then there’s the multistream issue. If you want to watch more than one program at the same time — for example, on your living room TV and on a bedroom TV, or the main TV and a tablet or other devices — you’ll want to make sure the service you’re watching has enough simultaneous streams. Some of the least expensive services only allow one stream at a time, and if you try to watch a second, it’s blocked.

Keep in mind that, especially if you do have more than one person watching at once on supported devices, you need to make sure you have fast, reliable broadband internet. A 100Mbps download service will cost around $50 to $60 a month, and that’s where the savings of cutting cable can get swallowed up. 

Here’s a live TV streaming shopping list to consider: 

Does the service offer your “must-have” channels? See CNET’s comparison of the top 100 channels here.

Does it offer local channels in your area? See CNET’s comparison of local channel access here (last updated August 2018).

How good is the cloud DVR?

Does the interface make it easy to browse for shows?

Are there enough simultaneous streams for you and your family?

Is your internet connection up to snuff? See CNET’s guide to improving streaming quality here.

Hulu with Live TV

Sarah Tew/CNET Read more

Which live TV service has the best channel lineup?

The cord-cutter’s guide to the best indoor antennas

Recap: Diary of a cable TV cord cutter

What streaming TV services won’t give you

Streaming TV services are great, but there are some things they can’t do compared to a traditional cable box. 

First, it’s worth looking at the channels that you can’t get with any of these services. A big one was PBS, as the broadcaster reportedly hadn’t acquired the streaming rights to all of the shows that it airs. However, YouTube TV was the first to include PBS last year.

Another biggie is sports. Sure, most services carry ESPN and local channels for NFL football, but if you follow a professional baseball or basketball team, chances are you’ll need their specific channel — called an RSN, or regional sports network — to watch regular season games. RSN coverage varies widely for each service.

And fans of live sports beware: Every live TV service’s video streaming is a few seconds to a minute or more behind the “live” stream you’ll get from your local cable or satellite provider. That means you could get a preview of scores or big plays from Twitter, phone alerts or phone calls from friends slightly before you see the action on screen.

Read more: NFL streaming: Best ways to watch football live without cable

While AT&T TV Now offers HBO as part of its base subscription, most other services either sell it as an add-on or require you to sign up separately for HBO Now. In addition, NFL Red Zone and NHL Network are either not available or only as part of a package. 

If you’re used to 5.1-channel surround offered by cable or even OTA, then you’ll probably be disappointed that all of the services only include stereo sound on live broadcasts. AT&T TV Now does include 5.1 audio on some on-demand material, though.

(Note that CNET is owned by ViacomCBS, which is a compensated programming provider on all cable, satellite and online TV services that offer CBS channels, which include Showtime, Pop, CBS Sports and The CW, among others. CBS also owns and operates its own online service, CBS All Access, which is mentioned below.)

Other options

Philo

Price: Starts at $20 a month

Another cheap service with no sports or local channels, Philo offers bread-and-butter cable channels like AMC, Comedy Channel, Nickelodeon and BBC America. Unlike Watch AT&T, it includes a cloud DVR, but it lacks a big-name 24-hour news channel like CNN. 

Read the Philo review

See it at PhiloCBS All Access

Price: Starts at $5.99 a month

CBS All Access stands out from all of the other services as it offers live (in some cities) and on-demand from just one channel. In addition to broadcast video-on-demand, it offers exclusive online content such as Star Trek: Discovery. The on-demand stuff has ads, but you can get an ad-free option for $10 a month.

See it at CBS Now playing: Watch this: How to cut the cord for $10: installing an indoor antenna 2:03 Don’t care about live TV? More cord-cutter staples

Netflix: One of the first streaming TV services and it’s so popular that it’s become a catch-all term in the same way as “Magic Marker” or “Coke” in the South. High-definition plans start at $13 a month, and the service covers thousands of TV shows and movies, including original content like Daredevil and Orange Is the New Black.

See it at NetflixAmazon Prime Video: The “other” major streaming service, which is included as part of a $99 annual Prime Membership or $9 a month. The interface isn’t as user-friendly as Netflix, but the service also offers shows not on its rival, including original content like The Marvelous Mrs. Maisel. Amazon Prime also has the ability to add premium channels (HBO and Showtime and more), making it a potential one-stop shop.

See it at AmazonNicknamed Baby Yoda — this might be the cutest Star Wars character from The Mandalorian on Disney Plus. 

Video screenshot by Bonnie Burton/CNET Disney Plus: One of the biggest streaming services to launch in some time, Disney has gathered a mix of movies, TV shows and exclusive content, including the Star Wars-universe-set Mandalorian, for $7 a month. Read our Disney Plus review here.

See it at DisneyVudu/Movies Anywhere: A digital library (or locker) that incorporates legacy UltraViolet content and streaming movies and TV that are only available for purchase, like new releases.

See it at VuduIt’s also worth investigating free, ad-supported services such as Roku Channel, IMDB Freedive, TuBi TV, Pluto and Sony Crackle, which offer a wealth of content.

Sarah Tew/CNET Is an indoor or outdoor antenna a viable option?

If you have a TV in your house — that is, a screen that incorporates a tuner — you’re part-way to cutting the cord already. An affordable indoor antenna hooked up to your set-top box will let you watch free TV over the air from any channel you receive in your local broadcast area. Antennas cost as little as $10. See our comparison of indoor antennas here.

You can also add a DVR such as the Amazon Fire TV Recast or TiVo Bolt OTA if you want. Then you can record those live TV antenna channels, play them back and skip commercials, just like on a standard cable TV DVR. Here’s CNET’s roundup of the best OTA DVRs for cord-cutters.

A solid, lower-cost alternative to live TV streaming services is the combination of an antenna for live local channels and an on-demand service such as Netflix or Hulu (which is now only $5.99 a month). That way you’ll still be able to watch live programming and also have a choice of on-demand 우리카지노계열 content.   

Amazon’s Fire TV Recast DVR is a cord-cutting antenna user’s friend.

Sarah Tew/CNET Conclusion: Try it yourself

Streaming live TV services are still in flux. Since launch, every service has increased its prices by at least $5 a month, channel selections and cities with local channel access are changing all the time, and reports persist about some services losing money, or even closing in the case of PlayStation Vue. While streaming is undoubtedly the future, 우리카지노총판 it will be some time before both prices and the services offered settle in.

That said, if you want a cable-like experience both at home and for on-the-go devices, without the dead weight that a cable subscription brings, then a streaming service is worth a look. There’s no contract to sign, and if you don’t like the service you’re on, you can easily switch. So whether you’re looking for a basic package such as Sling TV or want to pay more for a deluxe experience from the likes of YouTube TV, there should be a streaming TV service to suit you.

Comments Cord Cutters (OTT) TVs Media Streamers Mobile Apps Smart Speakers & Displays Amazon Prime HBO Disney ABC Amazon AT&T CBS DirecTV Fox Google Hulu NBC Netflix Roku TiVo Notification on Notification off Sony

Easy Way To Get Cheap Car Insurance With No Money Down Online

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For 우리계열카지노 people who ardently need car insurance no money down policies, there is some good news. It is now possible to find companies which grant car coverage to drivers without the requirement of a down payment or deposit. This signals an end to the days when getting your car insured with no need to pay any money upfront used to be a practically impossible proposition. With the possibility of buying cheap car insurance with no money down covers gathering ground, drivers across the United States may have valid reason to cheer about.Nevertheless, for locating companies that provide them, you might need help from a specialist national online auto insurance service provider online.

You could have much better chance of securing cheaper auto insurance with no money down if you seek assistance from firms that extend cost-free assistance as these are the agencies which manage massive nationwide networks of insurers that have a solution for almost any driver. The internet is the place where you can find them. Usually, these agencies own websites that enable buyers to make an informed decision on their auto insurance purchase.By visiting these online sites, you can get valuable information pertaining to various available options for insuring cars at low sustainable premiums without any need for paying down payments or deposits.

However, 우리카지노쿠폰 before you are out to research free proposals for cheap car insurance no money down policies, it could be vital for you to make sure that the deposit amount is not getting added to the annual premium amount. Many insurers do that especially when buyers opt for favorable monthly payment schedules. Besides, it could be important for you to check out whether there is any kind of origination or processing fees.All such things can invariably add up to the overall costs of the policy. In addition, the key to finding the lowest premium rates is extensive comparison shopping and that can be a cumbersome task. To do away with the rigors of the process, you can seek specialist help.

There are websites online that assist buyers in securing the auto insurance no money down policies. The services offered by these online sites are free of cost and so probable applicants don’t have to pay any application fees to receive guidance from experts employed by them.To fix free initial consultation with one of their competent local auto insurance agents, all you need to do is just fill and 우리카지노계열총판 submit a quick online request form by giving some basic personal details and stating your exact car coverage requirements. But to get the deal, make sure that you are working with a reliable and 우리카지노쿠폰 reputable free car insurance quotes comparison services website.

You may find it easier to obtain cheaper car insurance with no money down if you get assisted by an agent who is well versed with the requirements for 우리카지노총판 getting cheap car insurance no money down policies. To simplify your task of locating cheap car insurance with no money down, seek help from some reliable and reputable national service provider online.

The author Martin Scott is a car insurance expert who has numerous years of experience of working in the auto insurance industry. His writings have enabled tens of thousands of borrowers in making informed decisions on their car purchase.Thomas has written many articles to guide about cheap car insurance no money down, car insurance for young drivers,free car insurance quote comparison

Down Syndrome And The Role of Occupational Therapy

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When parents learn that their newborn has Down syndrome, they can’t help but feel devastated. To them, 우리카지노 it might seem that their infant was born a lesser being rather than a healthy babe. Seeing the physical manifestations of this genetic condition renders every parent anxious when it comes to bringing up a child who has it. But there’s no need to despair. Many people with Down syndrome are healthy. Some go to school, enjoy sports, and socialize. But some may need medical care for possible birth defects and other congenital problems.

According to the National Down Syndrome Society, one in 733 babies born in the United States, or about 400,000 Americans, has Down syndrome. This genetic disorder has an effect on the growth and development of the child causing delays in his or her cognitive abilities. This is where occupational therapy for Down syndrome comes in. Occupational therapy practitioners help people with Down syndrome become independent by teaching them how to care for oneself like dressing up or eating, refining their coordination skills, and other activities that will make them live a normal life.

What are the physical manifestations of Down syndrome? Babies born with it usually have small features. From having a compressed face with a flat nose and a small mouth, 우리카지노계열쿠폰 to almond-shaped eyes that slant up, small ears, short neck, small hands and feet, short in height. They also have low muscle tone that they look limp and they have poor head control. They look so delicate and frail.

There are other manifestations as they grow, such as congenital heart defects, loss of hearing in one or both ears, intellectual and developmental disabilities (like walking, standing up, and other motor skills), sleep disorders (like sleep apnea), and vision problems. They also get sick easily and can contract infection or diseases faster than those who do not have Down syndrome.

All throughout these impediments, occupational therapy practitioners play a vital role in the lives of people with Down syndrome. Aside from physically and psychologically enabling the individual, these occupational therapists help the family members understand and appreciate the situation. They also prepare the family psychologically, enabling the parents, especially the mother, to effectively care for the individual during its infancy. These therapists also set the parents’ expectations of the child with Down syndrome, guiding them step by step on how the therapy is progressing.

There are also cases where occupational therapy practitioners are also present in the classroom. This is to enhance the communication skills of the child through handwriting, drawing, and other issues that need to be addressed in order for the child to adapt in a social setting. Adults who have Down syndrome also benefit from occupational therapy, as they try to be productive at work, learn skills that allow them to live independently, and be physically active for a healthy lifestyle.

Parents should put importance to the well-being of the individual from its infancy to adulthood. The need for professional occupational therapy is readily available and accessible. Read more about Down syndrome, ask friends and relatives how they cope, and 우리카지노 most of all, consult a professional occupational therapy practitioner. Some have misdiagnosed Down syndrome with autism but we have to be sure we get the right diagnosis.

Deepak is a professional writer who writes on various topics. Currently he is researching on mental disabilities. In this article, he is focusing on occupational therapy for down syndrome .

Herbal Treatment To Slow Down Aging In Males In A Safe Manner

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There are rarely few who don’t fear being old. The sound of every tick of the clock declares the death of a moment, and birth of a new. Every moment brings new changes. The changes may be slow and imperceptible, but they add something. If you give in to your old age, you will have to pay the toll. Of course, being “aged” is different for the different people. Some people never care of being old even at 70s and other lose all hope soon after they reach 50. It depends on the mental set up of the person. It is true, counting of age cannot be stopped, but herbal treatment to slow down aging is possible.

Men and women both fear aging, though their fears are a bit different. Among them the most important fears are impotency, weakness, 우리카지노계열총판 retirement, losing independence, losing wife, losing memory, losing self importance in everyday life. For some, the aging sign begins to appear at the age of 25 to 30. The pump rate of 25 years healthy heart is not as same as 65 years old. The maximum limit of heart rate declines by every second, minute or hour. This reduced aerobic capability can generate weariness and breathlessness during the everyday activities. The herbal treatment to slow down aging can be encouraging for all who are leaving their young age phase.

Most of the Americans start gaining weight at the middle age. Every year 3 to 4 pounds are put on their body mass. After 40, 우리카지노쿠폰 all men start to lose muscle, the additional weight are all turned out to be additional fat. The extra fat gives rise to cholesterol and glucose level.

The loss of muscle eventually hit the masculinity. It contributes to the gradual decline of libido and finally disability finds its ways to their life. Although men are less prone to be affected by the osteoporosis than women, 우리카지노계열쿠폰 the loss of calcium is common with their counterpart. The blood also becomes thicker and harder to pump for 우리카지노계열쿠폰 the heart. There remains the probability of heart attack that might terminate your existence in the earth. Only the herbal treatment to slow down aging can remove all these difficulties.

So, is the necessity of taking care of you before it is too late. Though aging can’t avoided, it can be slowed down. The nature is a bounty of herbs. You need to identify them very carefully and have to process them manually at home. But, the modern men are in a hurry, they hardly get any time to do all this searching, processing, etc. Who doesn’t yearn for a youthful appearance for the extended period of life. Any elderly person can carry on a younger look with the herbal remedies.

There are no shortage of herbal products in the online market as people are crowding for these products. They visit store to store. But most of the time they are cheated getting fake products, even at higher prices. But, always stick to Shilajit ES capsules, which is one of the best reliable herbal remedies to fix the issue. Follow the direction in the right way. Or, you can consult with the health experts to get the best advices and to know more about Shilajit ES capsules. Don’t miss the opportunity to say “no” to early aging.

Read about how to slow down aging in males with the Best Male Anti-Aging Pills Reviews .

Boris Johnson convenes new look Cabinet TODAY after brutal reshuffle

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Boris Johnson convened the first meeting of his new look Cabinet in Number 10 this morning after a brutal reshuffle which saw Sajid Javid resign and the PM promote a wave of loyalists.  

Mr Johnson sat down with his updated top team from 10am as he set out the vision for his new administration and asked his senior ministers to approve the UK’s new immigration system which will replace EU freedom of movement. 

The meeting in Downing Street came after a day of high drama which left Westminster stunned as Mr Javid’s unexpected exit totally disrupted the PM’s plans for a smooth shake-up. 

Mr Javid chose to walk away from the government rather than accept a demand from Mr Johnson’s top aide Dominic Cummings to sack all of his aides and replace them with advisers chosen by Number 10. 

His departure opened the way for Rishi Sunak, 39, to be promoted to the role of Chancellor having previously served as Mr Javid’s deputy as the Chief Secretary to the Treasury.

Mr Javid accused Mr Johnson of setting conditions ‘any self-respecting minister’ would reject – a thinly veiled swipe at his successor.  

The move was seen as a power grab by Mr Cummings with Mr Sunak reportedly immediately under pressure from Number 10 to tear up his predecessor’s tight spending rules and allow Mr Johnson to splash the cash at the next Budget.

But the elevation of Mr Sunak has cast doubt on whether that Budget, currently scheduled for March 11, will go ahead amid speculation it could be delayed. 

Downing Street refused to guarantee the date yesterday with a spokesman saying only that ‘extensive preparations have already been carried out for the Budget and they will continue at pace’.

Meanwhile, accusations of a power grab were likely to grow after it emerged that Downing Street had immediately moved some of its troops into the Treasury last night to help Mr Sunak.  

Boris Johnson, pictured in Downing Street yesterday, conducted a brutal reshuffle of his Cabinet

The shake-up saw Sajid Javid, pictured leaving his London home this morning, quit the government as he refused a demand from Dominic Cummings to sack all of his aides

Mr Cummings appeared to be in good spirits as he was photographed leaving his London home this morning

That comes ahead of the creation of a ‘joint’ economic unit based across Number 10 and the Treasury which will make decisions, changing a power dynamic in Whitehall which has existed for decades. 

Numerous other senior figures also left the government yesterday as Mr Johnson wielded the axe. 

Julian Smith was unceremoniously dumped as Northern Ireland secretary just weeks after brokering a deal which restored the power-sharing administration at Stormont.

Andrea Leadsom was sacked as business secretary, Theresa Villiers lost her job as environment secretary and Geoffrey Cox was removed from his post as attorney general.

Esther McVey lost her role as housing minister, and the total number of women attending Cabinet fell from eight to seven – while the total number of ministers attending shrank from 32 to 26.

But there were a series of promotions for Tory MPs loyal to Mr Johnson.  

Alok Sharma was promoted from international development to become the new Business Secretary and he will also be minister for 우리카지노총판 the COP26 UN climate summit, which is due to take place in Glasgow in November.

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Share Anne-Marie Trevelyan joined the Cabinet as International Development Secretary, having previously been a defence minister.

Oliver Dowden became a full Cabinet member as Culture Secretary, having previously attended the meetings as paymaster general, and George Eustice was promoted to Environment Secretary from his previous more junior role in the same department.

Brandon Lewis was appointed as Northern Ireland Secretary, while former Brexit minister Suella Braverman returned to the Government as Attorney General.

Ex-Brexit secretary Stephen Barclay has replaced Mr Sunak as Treasury Chief Secretary.

Amanda Milling was made Conservative Party chairman – a role in which she will attend Cabinet as a minister without portfolio.

Former defence secretary Penny Mordaunt will return to Government as Paymaster General in the Cabinet Office.

Rishi Sunak, pictured right arriving in Downing Street this morning, replaced Mr Javid as Chancellor. Stephen Barclay returned to Cabinet as Chief Secretary to the Treasury

Suella Braverman, pictured left, 우리카지노쿠폰 and Anne-Marie Trevelyan, pictured right, were both promoted to the Cabinet yesterday

Mr Johnson and Home Secretary Priti Patel are expected to brief Cabinet on the UK’s new immigration system today with Cabinet asked to rubberstamp the blueprint. 

The new points-based immigration system could reduce the number of low-skilled migrant workers from European Union countries by up to 90,000 a year. 

Under existing rules workers from the EU and European Economic Area countries can come to the UK to live or work without a visa.

EU freedom of movement to the UK is due to end at the end of the Brexit transition period in December 2020 with the new system in place at the start of 2021. 

Mr Johnson and Home Secretary Priti Patel have now decided on how the new system, 우리카지노계열 due to be unveiled within weeks, will operate.

It will close the route for 우리카지노 low-skilled migrants though short-term visas will be considered for occupations experiencing shortages. 

Zero Down Car Insurance Helps You Avoid Paying Large Upfront Deposit

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People in need of car but who cannot afford the deposit, can continue driving legally with car insurance zero down payment. However, zero down car insurance turns out to be more expensive in the long run as there is an additional convenience fee that the insurance company adds to the total cost of insurance. But, 우리카지노쿠폰 since the convenience fee is spread over the life along with the cost, 우리카지노 it becomes more affordable every month. Paying a little more every month helps most people manage their finances comfortably.

1. See Quotes by Providing Zip Code

When looking for zero down auto insurance, you will need to provide some personal details to get the quotes. These include you name, contact details, the type of car to be insured, your location etc. However, when you are looking for competitive quotes online, most insurers only need you to enter your zip code.

2. Car Insurance Costs are Determined by Taking into Account a Number of Factors

Remember, car insurance costs depend on a number of factors such as your age, the type of car you drive, the area that you live in, your driving record, 우리카지노계열총판 the length of time you have been driving, number of miles that you clock in a year, the place you park your car in, and 우리카지노계열총판 so on. An expensive zero down payment car insurance will attract a higher insurance cost compared with the average car with higher safety measures. Similarly, a driver with greater number of speeding tickets or traffic violations will come across as a risky customer and 우리카지노계열 hence, insurance will come at a higher cost. If the place that you live in is prone to thefts or vandalism, or natural calamities, the insurance costs are higher.

To reduce your car insurance costs, apart from looking for car insurance zero down payment there are certain measures that you can employ. While there are factors that are beyond your control, you can take care to drive responsibly and choose a fairly inexpensive and safe car to drive. In addition, shop around to get competitive quotes from multiple providers. Compare these quotes for costs, coverage, and other terms and conditions. Do not opt for the cheapest option as that may translate into inadequate coverage.

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Easy Way To Get Cheap Car Insurance With No Money Down Online

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For people who ardently need car insurance no money down policies, there is some good news. It is now possible to find companies which grant car coverage to drivers without the requirement of a down payment or deposit. This signals an end to the days when getting your car insured with no need to pay any money upfront used to be a practically impossible proposition. With the possibility of buying cheap car insurance with no money down covers gathering ground, drivers across the United States may have valid reason to cheer about.Nevertheless, for 우리카지노쿠폰 locating companies that provide them, you might need help from a specialist national online auto insurance service provider online.

You could have much better chance of securing cheaper auto insurance with no money down if you seek assistance from firms that extend cost-free assistance as these are the agencies which manage massive nationwide networks of insurers that have a solution for almost any driver. The internet is the place where you can find them. Usually, these agencies own websites that enable buyers to make an informed decision on their auto insurance purchase.By visiting these online sites, you can get valuable information pertaining to various available options for insuring cars at low sustainable premiums without any need for paying down payments or deposits.

However, 우리카지노계열 before you are out to research free proposals for cheap car insurance no money down policies, it could be vital for you to make sure that the deposit amount is not getting added to the annual premium amount. Many insurers do that especially when buyers opt for favorable monthly payment schedules. Besides, it could be important for you to check out whether there is any kind of origination or processing fees.All such things can invariably add up to the overall costs of the policy. In addition, the key to finding the lowest premium rates is extensive comparison shopping and that can be a cumbersome task. To do away with the rigors of the process, you can seek specialist help.

There are websites online that assist buyers in securing the auto insurance no money down policies. The services offered by these online sites are free of cost and 우리카지노계열총판 so probable applicants don’t have to pay any application fees to receive guidance from experts employed by them.To fix free initial consultation with one of their competent local auto insurance agents, 우리카지노총판 all you need to do is just fill and submit a quick online request form by giving some basic personal details and stating your exact car coverage requirements. But to get the deal, make sure that you are working with a reliable and reputable free car insurance quotes comparison services website.

You may find it easier to obtain cheaper car insurance with no money down if you get assisted by an agent who is well versed with the requirements for getting cheap car insurance no money down policies. To simplify your task of locating cheap car insurance with no money down, 우리카지노쿠폰 seek help from some reliable and reputable national service provider online.

The author Martin Scott is a car insurance expert who has numerous years of experience of working in the auto insurance industry. His writings have enabled tens of thousands of borrowers in making informed decisions on their car purchase.Thomas has written many articles to guide about cheap car insurance no money down, 우리카지노계열쿠폰 car insurance for young drivers,free car insurance quote comparison

The Changing English Language: Evolution or Dumbing Down?

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id=”mod_16516091″>The times and the English language are changing

It happens every so often. Merriam-Webster or the Oxford English Dictionary announce the addition of new words to the English canon. My husband groans and I giggle. He thinks it’s a sign of a society in decline — the dumbing down of the human race. I think it’s reflective of today’s culture as language adapts to the current times — a form of linguistic evolution. (And yet, our marriage seems to work).

No matter your opinion on the subject, the English language is changing. And it’s happening fast!

With the internet age shattering geographic barriers, a wide array of slang, jargon and colloquialisms seem to find quickly infiltrate everyday conversations, texts, emails and social networks all over the world.

Some 21st Century additions to the dictionary

Use new words in a conversation with your parents or grandparents and 우리계열카지노 you’ll probably be met with a blank stare. Use them in an IM with your teenage niece and you may actually gain some “Cool Aunt or Uncle” points. Here are a few examples:

Derpy: Someone who is awkward or accident-prone. Also a character on “My Little Pony: Friendship is Magic.”

Totes: An abbreviated version of totally. According to Urban Dictionary, “The average time saved by using the word totes … 26.6 seconds a day! Over the course of a year that adds up to 2.7 hours!!”

Selfie: A picture you take of yourself with the intention of sharing with your social networks. Selfie was named Oxford’s word of the year.

Woot: A shout of joy or victory.

Retweet: To share someone else’s message on twitter.

Jeggings: Leggings designed to resemble jeans.

Sexting: Sending sexually explicit photos, images, text messages, or emails via cell phone or 우리카지노계열총판 mobile device.

Cyberbullying: Using the internet to harm other people, in a deliberate, repeated, and hostile manner.

Bromance: A close friendship between men that is non-sexual.

How do you feel about new words like jeggings, retweet and sexting?

Woot!

Society on the decline.

See results Yes, it’s actually English (even if it’s old)

The English language is in a constant state of flux. Just look at 13th Century Old English and 14th Century Middle English. It’s like trying to read Japanese (unless, 우리카지노 of course, you speak Japanese, in which case it’s nothing like that).

Have you ever tried to read Geoffrey Chaucher’s “The Canterbury Tales”? It’s doable, but it’s tough!

Here’s an excerpt:

Whan that aprill with his shoures soote

The droghte of march hath perced to the roote,

And bathed every veyne in swich licour

Of which vertu engendred is the flour.

Ummmm, what?

It’s difficult to decipher. And yes, it’s English. I even took an entire college literature course devoted to reading Chaucer’s work.

Time to text. | Source It’s all about the conTEXT

How would Chaucer feel now trying to interpret the changing lexicon. With the prevalence of smart phones, just about everyone in texting these days (even your mom). The younger generation in particular has taken advantage of this new form of communication. Take a quick look at Urban Dictionary or even a text dialogue between two teens:

A: HRU

B: AAK

A: D46?

B: TTLY

Any idea what these text abbreviation mean? Neither did I. Let me enlighten you:

A: How are you?

B: Alive and kicking.

A: Down for sex?

B: Totally.

Key to English

Newscientist.com writes that a time capsule buried in 1938 in New York City included a printed “key to English” that describes 20th-century American English in order to help discoverers 5000 years in the future understand the language.

Here we are just under 75 years later, and language has already changed dramatically. It’s safe to say that in 6938, the English language as we know it will most definitely be a foreign language

According to an article in the New York Times, the American Dialect Society’s Brice Russ claims that the 200 million+ messages posted daily on twitter may provide valuable information to linguists about geographic speech differences.

Many teachers are reporting that the texting language common on Facebook, twitter, IM and other social media sites is polluting students’ essays and homework assignments.

Source Hubpoints

The implications of the changing language have been debated widely by scientists, linguists and even Hubbers:

Dramatic changes are detrimental and put the English language in jeopardy: The Future of the English Language.

A prolific look at changing language: The History of the English language.

Some of the oddities of the English language.

Some of the reasons why the English language is important.

As a writer I enjoy the growing lexicon. It’s an opportunity to embrace new words and expand my writing horizon.

I know some people worry that these changes are making society stupid, but I would argue there has always been a portion of society that’s simply that: Stupid. Or, as our teen friends might text, “AYSOS*?” I guess it depends who you ask.

*Are you stupid or something?

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Comments

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Calitri

2 years ago

The deterioration of language is usually defined, (primarily by linguists) as the evolutionary process of language. Naturally, this doesn’t answer the question, is language actually deteriorating. For some people it is; therefore, it’s relative. There is no question that the English language has lowered its standards; we don’t have the vocabulary of generations ago. These new words that Aleza refers to are quite elementary, without any etymological sustenance. They’re trendy and perhaps short-lived. The drastic drop in vocabulary level by students and young adults is attributed to television, social media, texting etc.. I think students and young adults should learn the challenging English words that have etymological roots with Latin and Greek, words that have been around for centuries, rather than these rather vogue, puerile expressions that will disappear as soon as they’re replaced with other more juvenile expressions.

JPPhilips

6 years ago from SC Piedmont Area

good stuff.

Criss

7 years ago from Southern California

It would be great! 🙂

AUTHORA Freeman

7 years ago from Las Vegas, NV

Hehehe, @SpeakUpStandOut I like the image of you walking down the street in a period costume talking in Old English!! Too funny!!!

Criss

7 years ago from Southern California

I love Old English. I wish we still spoke that way; listening to someone speak that way is so beautiful. If I weren’t so language challenged, I’d learn how to speak like that and then I’d go around Los Angeles acting like I’m straight out of the 18th century! 🙂

I think that a lot of the “new” words that are being used are useless, they have no value in the English language and certainly shouldn’t be introducted into the dictionary (in order to taint future generations). These words are a fad, when they fade; they will always be following us in the dictionary!

AUTHORA Freeman

8 years ago from Las Vegas, NV

@Tymolen Thank you! I love your comment. I love the idea of a mideival rap. I also love your outlook on language. I’m so glad you stopped by!!

Tymolen

8 years ago from Montana

Great Hub! I love Chaucher’s excerpt you put, it’s like mid-evil rap about the spring. ha Your point is undeniable and I hope that one day mankind could merge almost all language together. Kinda like some parts in Europe and Korea. Where they speak 3-4 languages on average and interchange in some sentences because each language is indeed limited on certain cultural aspects.

AUTHORA Freeman

8 years ago from Las Vegas, NV

Haha you must have talked to my husband.

Tony Lawrence

8 years ago from SE MA

Oh, you’ll probably be wrong about something eventually. Give it time 🙂

AUTHORA Freeman

8 years ago from Las Vegas, NV

Thank you @pcunix that actually sounds like an interesting read. I will have to check it out. Plus I sure do love being right!

Tony Lawrence

8 years ago from SE MA

You are on the right side here. Have your husband read “The Unfolding of Language” by Guy Deutscher. It’s a fun read (I know, 우리계열카지노 it sounds dry but it definitely is not) and he’ll learn why he shouldn’t groan.

Jason Menayan

8 years ago from San Francisco

TTLY should not be confused with TTYL (talk to you later), which even I, in advanced age, have seen and understood.

AUTHORA Freeman

8 years ago from Las Vegas, NV

@novascotiamiss I just love the idea of language and 우리카지노계열쿠폰 evolution. It makes it feel so fluid and full of life!

Novascotiamiss

8 years ago from Nova Scotia, Canada

Interesting hub. Yes, I sometimes also think that our society is in decline but you have a point. New words also mean new opportunities. Another interesting aspect is how languages are evolving in different parts of the world. E.g. Afrikaans is a South African language that stems from the dutch of the 1600’s when the first dutch settlers inhabited the country. While the dutch in Holland has evolved, Afrikaans has remained somewhat of a baby dutch.

The Low Down on Buying a Car With Low Down Payment

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When you select a car at the dealership lot, you will face the inevitable question of the down payment. Putting money down and buying a car is an age-old tradition. It gives the lender a chance to witness your financial condition and allows you to lower the loan burden. In an ideal scenario, it is best to make as much down payment as possible. But, we do not live an ideal world. So, what should you do when you do not have enough money for your dream car?

Can you buy a Car with Low Down Payment?

Buying a car feels like being on a trial. The lender considers your credit score, payment history, monthly income and several others aspects of your life before approving the loan. And, when you can only afford low down payment, it can cause trouble. But, do not think that having no access to cash means putting an end to your car dream. There’s one thing that can change the game. Have you heard about LTV?

A loan-to-value ratio is the percentage of the loan amount in relation to the total cost of car. The higher the LTV, the lower will be the down payment. It means that if the lender approves you for a higher LTV, the need for making a large down payment becomes redundant. So, how can you get the lender approve you for a large loan amount?

C = Credit Score must look Good

It is the most common suggestion for obtaining any type of credit. It seems easy for the one who tells it, but difficult for the one who has to follow it. But, do not worry because you have help from the July 1, 2017 credit rule. If you have incomplete tax liens and inaccurate civil debts listed on your credit report, 우리카지노계열쿠폰 the credit bureaus will remove it. It can lead to a rise in your credit score. Even you can contribute to the rise by paying off a few debts.

C= Cost of Car should be Low

A low down payment becomes easy when the cost of car is low. If you do not have sufficient cash to make a down payment of at least ten percent of the cost, you can choose an inexpensive car. It will convert the inadequate down payment into one that’s just right for 우리카지노계열쿠폰 the lender. Settle for a used car. Avoid buying expensive add-ons from the dealer to keep the cost in check. Also, you can use your old car for trade-in and eliminate the need for down payment.

C = Cosigner can be your Savior

When in doubt, seek help! You can use a cosigner to convince the lender of regular payments. Once he sees you as a less risky investment, he may approve you for a larger loan amount. Remember to choose a cosigner with a good credit score so that the lender can rest his doubts about receiving back his money. Choose someone who will be capable of making monthly payments, if you fail to do so. If getting a cosigner is becoming a bit of a problem, you can ask any of your parents or 우리카지노계열 your partner to become a co-applicant on the loan. Their credit score will strengthen your loan application and enable the lender to see you as a worthy borrower.

Buying a car with low down payment is not possible for everyone. But, if you work hard to increase LTV, you will have no trouble in buying a car. So, before you head down to the dealership lot, work out the details and make sure that you get approval for a higher loan amount.

A low down payment auto loan can solve your troubles and enable you to obtain higher LTV. Apply with EZAutoFinance.net and get an opportunity of buying a car without down payment. Work with the bad credit auto financing company today and ensure a stress-free car buying.