The first thing to cross any car buyer’s mind is to set the correct numbers in place. When you are in the market to purchase a car, one of the biggest questions you will seek to answer is whether you should put your money in savings while paying a higher monthly expense or pay a considerable down payment and score a comfortable monthly payment? The answer depends on various different factors. In order to understand the importance of a down payment, consider the following factors before you make your decision.

Is Down Payment the Right Solution for you?

1) Lender Inclination towards Low-Risk

Financing a car means big numbers. When lenders receive large down payments, the subsequent financial risk associated with long-term loans reduces. According to a Forbes report, TransUnion, a credit reporting agency, predicted that 2018 will see a shift in the trend where lenders will focus on low-risk auto loans. It means it will be beneficial for customers willing to opt for 우리카지노계열 high down payments. Therefore, putting money down while purchasing your next dream car is advantageous in the long run.

2) Beyond Subprime Credit

According to Bloomberg, 9.7% of subprime auto loans cater to delinquency of more than 90 days. Most non-bank lenders are opting for high-risk lending which is increasing the number on a regular basis. But, it won’t remain the same. If you want to obtain an auto loan with subprime credit, you will have to diligent than before. Lenders see an upfront payment as financial stability. Once a high down payment is combined with job stability, the overall credibility of an individual increases. The ideal ratio of a down payment is 20% of the total car loan amount. However, the higher the money you put down, the higher your chances of gaining creditworthiness in the eyes of the lender.

3) Savings Mechanism

As against putting less money down, a larger down payment helps you save in the long run. The money you save by paying an initial large amount turns out to be helpful for you in the long run. As high down payments are associated with increased credibility, you can negotiate your way into lower interest rates and 우리카지노계열 gain high equity on your car. Kelly Blue Book notes that the average price of a light vehicle was $36,270 in January 2018. It is up by 3.9 percent from last year. As cars are becoming expensive, it is a wise decision to make purchases that pay off in the future. So, low interest rates become cost-efficient. Thus, down payments help you save the money that you can then invest elsewhere.

The Down Payment Decision: The Final Word

Putting money down is considered as a wise decision when you are purchasing a car. While you may have come across “Zero Money Down” offers, you should be aware of your personal finances and the additional costs that are added to the auto loan. Therefore, 우리카지노계열 a down payment serves to be in your best car buying interests as it cushions your financial strength for the coming years.

Down payment is important while making a purchase. But, sometimes, you need to buy a car immediately and cannot wait to save money. Find a bad credit auto financing company who understands your urgency of buying a car and offers you zero money down auto loans . It will help you make a quick car purchase without down payment.

In the times of ever expanding world and fast moving lives, traveling with comfort has become a major necessity for everyone. Today, everybody wants to reach his destination on time and in style. Maybe that’s why a car has become a commodity that one must possess. Thanks to the developed financing environment in the country, buying a car is not difficult. With the help of down payment, you can have your dream car in your garage.

Buying a car on loan majorly involves two stages i.e. the down payment and the monthly payments. Down payment is provided to the dealer right before purchasing the car. On the other hand, a car buyer has to make monthly payments to the lender.

Down payment is useful for the dealer as well as the car buyer. It acts as security for dealer and 우리카지노쿠폰 helps the car buyer in reducing the debt burden.

Deciding the Down Payment Amount

Deciding the down payment amount might seem a tedious job but actually the factors governing the same are easy to understand and calculate. The lender considers the following factors before approving the loan amount:

Credit Score

DTI (debt to income) Ratio

Financial History

Debt Repayment History

If the lender considers you a less risky car buyer, he will approve you for 우리카지노 a larger loan amount. It means you will be able to buy a car with a smaller down payment amount. Therefore maintaining a good credit score and a lower DTI ratio will encourage lenders to lend you more money.

What to do if the Loan Application is considered Weak by the Lender?

Do not worry if you do not have a good credit score or a strong DTI ratio. In such a situation, you will have to opt for 우리카지노쿠폰 a larger down payment amount. Here are a few options that can help you in getting together money for down payment:

Trade-in

You can exchange your old car and get a discount on the new car. You should also check for discount offers and other schemes that the dealer provides for trading old cars.

Saving

Choose your desired car and try to save money till the time you are ready to buy the car. It will help you to avoid obtaining personal loan for down payment.

Borrow

Although being the least advisable option, borrowing from a friend or a family member can sometimes be the only way to arrange money for down payment.

Borrowing against your 401(k)

If you have a retirement savings plan, you can borrow money against it and pay it off later.

Selling off unwanted items

You can lower your burden of arranging money for down payment by selling things that you no longer use and are just covering up your garage space.

Get a gift

You can ask your friends and relatives to gift you money. As the gift amount up to $14,000 is excluded annually, your donor will be able to provide you money without any burden of tax.

Remember that down payment can be a challenge while buying a car. But with the right financial planning and management, you can cross the obstacle of down payment and buy your desired car.

When you want to avoid down payment, EZ Auto Finance can help you. Obtain bad credit zero-down auto loans from the auto financing specialist and get ready to buy a car today. Apply now for easy auto loan approval .

id=”article-body” class=”row” section=”article-body”> Huawei can reportedly access backdoors in mobile networks globally.

Corinne Reichert/CNET Chinese tech giant Huawei can reportedly access the networks it helped build that are being used by mobile phones around the world. It’s been using backdoors intended for law enforcement for over a decade, The Wall Street Journal reported Tuesday, citing US officials. The details were disclosed to the UK and 우리카지노계열 Germany at the end of 2019 after the US had noticed access since 2009 across 4G equipment, according to the report.

The backdoors were inserted for law enforcement use into carrier equipment like base stations, antennas and switching gear, the Journal said, with US officials reportedly alleging they were designed to be accessible by Huawei.

“We have evidence that Huawei has the capability secretly to access sensitive and personal information in systems it maintains and sells around the world,” Robert O’Brien, national security adviser, 우리카지노계열 reportedly said.

O’Brien also called less-expensive Chinese solutions “tempting of a gift to turn down” for some countries, according to CNN, but that they come “with a price” of the Chinese company having access to information on the network.

CNET Daily News

Get the latest tech stories every weekday from CNET News.

Huawei denied the reports, saying it’s the US government that’s been “covertly accessing telecom networks worldwide, spying on other countries.”

“US allegations of Huawei using lawful interception are nothing but a smokescreen,” Huawei said in an emailed statement Wednesday. “Huawei has never and will never covertly access telecom networks, nor do we have the capability to do so.”

The White House didn’t immediately respond to a request for comment.

UK Prime Minister Boris Johnson approved Huawei for 5G last month with some conditions: The British restrictions are to exclude Huawei from building core parts of the UK’s 5G networks, have Huawei’s market share capped at 35% and exclude Huawei from sensitive geographic locations. The European Union allowed higher-risk vendors for 5G with similar restrictions at the end of January.

Huawei’s 5G approval there came despite the US urging the UK to ban the Chinese telecommunications giant. 

Huawei was blacklisted in May when it was added to the United States’ “entity list” (PDF). In addition, US President Donald Trump at the same time signed an executive order essentially banning the company in light of national security concerns that Huawei had close ties with the Chinese government. Huawei has repeatedly denied that charge.

Originally published Feb. 11, 2:35 p.m. PT.

Update, 우리카지노쿠폰 4:22 p.m.: Adds quote from CNN report; Feb. 12: Adds statement from Huawei.

More on Huawei

Europe allows Huawei for 5G through security guidelines

Huawei ban: Full timeline as Britain gives Huawei approval to build its non-core 5G network

Huawei is the world’s top 5G phone vendor, analyst says

For 우리계열카지노 people who ardently need car insurance no money down policies, there is some good news. It is now possible to find companies which grant car coverage to drivers without the requirement of a down payment or deposit. This signals an end to the days when getting your car insured with no need to pay any money upfront used to be a practically impossible proposition. With the possibility of buying cheap car insurance with no money down covers gathering ground, drivers across the United States may have valid reason to cheer about.Nevertheless, for locating companies that provide them, you might need help from a specialist national online auto insurance service provider online.

You could have much better chance of securing cheaper auto insurance with no money down if you seek assistance from firms that extend cost-free assistance as these are the agencies which manage massive nationwide networks of insurers that have a solution for almost any driver. The internet is the place where you can find them. Usually, these agencies own websites that enable buyers to make an informed decision on their auto insurance purchase.By visiting these online sites, you can get valuable information pertaining to various available options for insuring cars at low sustainable premiums without any need for paying down payments or deposits.

However, 우리카지노쿠폰 before you are out to research free proposals for cheap car insurance no money down policies, it could be vital for you to make sure that the deposit amount is not getting added to the annual premium amount. Many insurers do that especially when buyers opt for favorable monthly payment schedules. Besides, it could be important for you to check out whether there is any kind of origination or processing fees.All such things can invariably add up to the overall costs of the policy. In addition, the key to finding the lowest premium rates is extensive comparison shopping and that can be a cumbersome task. To do away with the rigors of the process, you can seek specialist help.

There are websites online that assist buyers in securing the auto insurance no money down policies. The services offered by these online sites are free of cost and so probable applicants don’t have to pay any application fees to receive guidance from experts employed by them.To fix free initial consultation with one of their competent local auto insurance agents, all you need to do is just fill and 우리카지노계열총판 submit a quick online request form by giving some basic personal details and stating your exact car coverage requirements. But to get the deal, make sure that you are working with a reliable and 우리카지노쿠폰 reputable free car insurance quotes comparison services website.

You may find it easier to obtain cheaper car insurance with no money down if you get assisted by an agent who is well versed with the requirements for 우리카지노총판 getting cheap car insurance no money down policies. To simplify your task of locating cheap car insurance with no money down, seek help from some reliable and reputable national service provider online.

The author Martin Scott is a car insurance expert who has numerous years of experience of working in the auto insurance industry. His writings have enabled tens of thousands of borrowers in making informed decisions on their car purchase.Thomas has written many articles to guide about cheap car insurance no money down, car insurance for young drivers,free car insurance quote comparison

Getting money for making a down payment proves to be the biggest hurdle while buying a car. Everybody knows that more the down payment less is the loan amount. It is the reason why every car buyer tries to pay a higher down payment amount. If you also wish to do the same, there’s a way through which you can accumulate extra bucks and minimize the loan amount: Organize a garage sale.

Organizing a Garage Sale helps you in more than One Way

It may not seem appealing in the first place, but a garage sale has more advantages than you think. Look at some of the advantages that it offers. They may urge you to organize one.

You can earn lot more than you can imagine

You look into your garage and see all the trash lying around for decades. If you want to throw it in the bin, stop and re-think. Something that may look like trash to you can be a treasure for someone else. Restorers and collectors hunt for old mechanical parts, 카지노사이트 machineries; tools etc. and give a handsome price for it.

A garage sale may surprise you. If you are a collector, the feelings associated with the items that you collect are enormous. Garage sale may not only help you to earn money, but it also ensures that your collectibles go to someone who respects it and cares for it. So, search for old toys, antique tools, documents and photographs because they will help you to increase the down payment amount.

The Gift of Space

A garage sale is a perfect way to clean your garage. It will help you to remove trash from your house. Reorganizing the stuff lying around in the garage also becomes easy once you get rid of the unused things.

The most important feature of a garage sale is that it gives you the gift of space. Selling or getting rid of things from the garage can help you to make room for your new car. Also, keeping your new car in the garage can protect it from theft and damage. So, organize a garage sale because it is a win-win situation for you.

Why not make a Bigger Down Payment?

Make sure that you sell as many things as possible to earn a large amount of money. If you want a successful garage sale, you need to display several things. If you feel that you do not have a plethora of items to display, then ask your parents, relatives and friends to donate some items and contribute to your garage sale.

If you have fewer items to sell, don’t worry. Organize a combined garage sale with your neighbors or friends and decide a commission in advance on each item. It will help you to make a sale quickly.

Organize a garage sale and sell all the things that you think are valuable and can fetch you money. Also, get rid of old things to clear up space for the new car. Use the money from the garage sale for making a down payment. It is because the more money you pay as the down payment; less will be the burden of the auto loan amount on you.

Want to buy a car? Do you think that you do not have a substantial amount of money for making a down payment? Do not worry. RapidCarLoans.net, 코인카지노 America’s favorite bad credit guaranteed auto financing company brings to you no money down auto loans . Enjoy quick approval and 우리카지노 get ready to buy your favorite car.

Down payment is a huge factor for getting an auto loan. When you apply for an auto loan, it is important to ascertain the advantages and disadvantages of putting money down. Your down payment will determine the interest rate of your auto loan as well as the amount of your monthly payment. However, 우리카지노 when you are suffering from a bad credit history, understanding the pros and cons of putting money down becomes even more essential. It is because your auto loan can make or break your credit score.

The Consequences of Down Payment for a Bad Credit Car Buyer

The following are the pros of putting money down especially when you are buying a car with bad credit.

Reduced Loan Burden

An auto loan has a certain amount fixed along with the interest rate. A large down payment helps in reducing the amount of auto loan that you borrow. It helps you in building a strong financial future as well as offers you the chance to pay lower monthly payments. A good down payment will not only reduce your auto loan burden but will also save you from the tension of expensive monthly payments. Therefore, if you are suffering from bad credit, a big down payment amount will help you to make easy payments towards your auto loan.

Less Interest Rates

The difference between people with good credit and 우리카지노 people with bad credit is the interest-amount that people with good credit save. A large down payment will help to bring down the interest rates on your car loan. If you have suffered from a bad credit history, a down payment will help you negotiate lower interest rates. Eventually, you will be saving a huge amount of money in the long run that you can invest elsewhere.

Improve Auto Loan Approval Chances

Apart from your credit score, income, job stability and your debt-to-income ratio are key factors that determine whether you will get approval for an auto loan. A down payment cannot offset the damage to a bad credit individual. However, someone with a poor down payment amount or no down payment is seen as more of a risk compared to an individual who is making a huge down payment. Additionally, if you have a stable job for the past couple of months, it will be a good indicator for an auto loan approval.

Cons: Inability to Cover a Large Down Payment

The only problem with making a down payment is that you need to have money for it. Bad credit can occur due to missing out on payments, late payments or even bankruptcy. And often, people with a bad credit history may not have the money to make a large down payment. Also, obtaining a personal loan for making a down payment may attract exorbitant rates. And even if you make a down payment, your savings will be depleted and it will affect your spending capacity in the near future. So, is there a solution? Bad credit car buyers who are unable to make a down payment can opt for bad credit no money down auto loans. Online auto financing companies can help you check interest rates for bad credit no money down auto loans and give you a better understanding.

Down Payment – The Road to Commitment

Putting money down has many advantages. With large down payment amounts, you will remain committed to making monthly payments. When you invest a certain amount of money, you are more likely to make on-time payments which will also have a positive impact on your credit rating. Therefore, making a down payment is the ideal option for bad credit car buyers.

If you are interested in getting a bad credit auto loan, making a down payment will make things simpler for you. Apply now and get ready for instant auto loan approval. Got no down payment? That’s okay. Opt for 바카라사이트추천 bad credit no money down auto loans and buy a car quickly.

id=”article-body” class=”row” section=”article-body”> Tyler Lizenby/CNET There’s little more infuriating than a Netflix show stuttering and 우리카지노계열 stopping right at the climax thanks to bad Wi-Fi. The collective groans, the held breath as loading stalls at 99%, the children crying for Moana to come back: all of these could be avoided if the internet just stayed steady. But alas, steady internet is rarely our reality, and in many areas, internet service provider options are too limited to solve the problem.

What’s worse, with last year’s Supreme Court decision to decline to hear an appeal on net neutrality, ISPs can still throttle your internet, limiting your broadband if you’re streaming more YouTube or Hulu than they want, and providing slower connections to websites owned by their competitors. Luckily, there’s a solution to some of these problems: the virtual private network. Basically, ISPs need to see your IP address to slow down your internet, and a good VPN will shield that identity. Here’s how to find one and use it to check whether your ISP is artificially slowing down your internet.

Step 1

Test your internet health

Screenshot by David Priest/CNET You can measure the health of your internet in a number of ways, but I would suggest starting out with a simple test through M-Lab. This will check your connection speed, essentially gauging whether your ISP is providing consistent performance no matter the content you’re accessing. This measurement isn’t perfect, but it’s a good starting place.

Step 2

Find a reliable VPN

Norton If you’ve done a basic first test on your internet health, and you still think something may be awry with your ISP, start researching VPNs. There are dozens of reasons to get one, and just as many factors to take into account while searching for the best virtual private network, 우리카지노계열 such as security, price and server locations. Luckily, we’ve done that work for you already. Check out our suggestions here: CNET’s picks for best VPNs.

Step 3

Compare your speed with the VPN.

Screenshot by David Priest/CNET Next, test your internet speed somewhere like Fast.com or Speedtest.net. Compare the results to the same test when your VPN is active. The use of any VPN should cut your speed considerably, so the speed tests should show a discrepancy, with the VPN-active speed notably slower than the VPN-inactive speed. But a VPN also hides the IP address that providers use to identify you, so if your speed test with the VPN is faster than without the VPN, that may mean your ISP is targeting your IP address for throttling.

Step 4

Fix your internet

Screenshot by David Priest/CNET OK, this is the hard part. Even if you find out your provider is throttling your internet, there may not be much you can actually do. Many people in the US live in regions with ISP monopolies or duopolies, so you might not be able to find a better provider. But here are a few useful responses:

If you do have options, use the best provider in your area. Measurement Lab provides a good resource for finding info specific to your region, and that can guide you to a more reliable ISP.

Use your VPN to maintain more consistent speeds. A VPN can’t solve a bad connection or other reasons behind your slow service, but it can mitigate throttling from unscrupulous ISPs.

Call your provider and threaten to switch providers if they don’t stop throttling your internet. This might seem old fashioned, and I can’t guarantee lasting results, but providers have responded positively to such tactics when I’ve used them.

Originally published Feb. 8, 우리카지노계열 8:00 a.m. EST.

Correction, Feb. 10: This article previously misattributed last year’s net neutrality ruling to the Supreme Court, rather than the DC Circuit Court that decided the case. The Supreme Court declined to hear the appeal. The article has been corrected.

Update, Feb. 12: A few readers reported issues with one speed testing link, so we have replaced it with another verified test.

CNET Smart Home

reading • How to tell if your provider is throttling your internet

Feb 13 • The best alarm clocks for 2020

Feb 13 • This new bathroom faucet is also a water fountain and that’s genius

Feb 13 • Our favorite outdoor home security cameras of 2020

Feb 13 • Broadcom’s new Wi-Fi 6E mobile chip promises fast speeds for tomorrow’s phones

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Comments CNET Smart Home Smart Home Net Neutrality Wi-Fi Hulu Netflix YouTube Notification on Notification off How to

For people who ardently need car insurance no money down policies, there is some good news. It is now possible to find companies which grant car coverage to drivers without the requirement of a down payment or deposit. This signals an end to the days when getting your car insured with no need to pay any money upfront used to be a practically impossible proposition. With the possibility of buying cheap car insurance with no money down covers gathering ground, drivers across the United States may have valid reason to cheer about.Nevertheless, for locating companies that provide them, you might need help from a specialist national online auto insurance service provider online.

You could have much better chance of securing cheaper auto insurance with no money down if you seek assistance from firms that extend cost-free assistance as these are the agencies which manage massive nationwide networks of insurers that have a solution for almost any driver. The internet is the place where you can find them. Usually, these agencies own websites that enable buyers to make an informed decision on their auto insurance purchase.By visiting these online sites, you can get valuable information pertaining to various available options for insuring cars at low sustainable premiums without any need for paying down payments or deposits.

However, before you are out to research free proposals for cheap car insurance no money down policies, it could be vital for you to make sure that the deposit amount is not getting added to the annual premium amount. Many insurers do that especially when buyers opt for favorable monthly payment schedules. Besides, it could be important for 우리카지노 you to check out whether there is any kind of origination or processing fees.All such things can invariably add up to the overall costs of the policy. In addition, the key to finding the lowest premium rates is extensive comparison shopping and that can be a cumbersome task. To do away with the rigors of the process, 우리카지노계열 you can seek specialist help.

There are websites online that assist buyers in securing the auto insurance no money down policies. The services offered by these online sites are free of cost and so probable applicants don’t have to pay any application fees to receive guidance from experts employed by them.To fix free initial consultation with one of their competent local auto insurance agents, all you need to do is just fill and submit a quick online request form by giving some basic personal details and stating your exact car coverage requirements. But to get the deal, make sure that you are working with a reliable and reputable free car insurance quotes comparison services website.

You may find it easier to obtain cheaper car insurance with no money down if you get assisted by an agent who is well versed with the requirements for getting cheap car insurance no money down policies. To simplify your task of locating cheap car insurance with no money down, seek help from some reliable and reputable national service provider online.

The author Martin Scott is a car insurance expert who has numerous years of experience of working in the auto insurance industry. His writings have enabled tens of thousands of borrowers in making informed decisions on their car purchase.Thomas has written many articles to guide about cheap car insurance no money down, car insurance for young drivers,free car insurance quote comparison

id=”mod_16516091″>The times and the English language are changing

It happens every so often. Merriam-Webster or the Oxford English Dictionary announce the addition of new words to the English canon. My husband groans and I giggle. He thinks it’s a sign of a society in decline — the dumbing down of the human race. I think it’s reflective of today’s culture as language adapts to the current times — a form of linguistic evolution. (And yet, our marriage seems to work).

No matter your opinion on the subject, the English language is changing. And it’s happening fast!

With the internet age shattering geographic barriers, a wide array of slang, jargon and colloquialisms seem to find quickly infiltrate everyday conversations, texts, emails and social networks all over the world.

Some 21st Century additions to the dictionary

Use new words in a conversation with your parents or grandparents and you’ll probably be met with a blank stare. Use them in an IM with your teenage niece and you may actually gain some “Cool Aunt or Uncle” points. Here are a few examples:

Derpy: Someone who is awkward or 우리카지노계열 accident-prone. Also a character on “My Little Pony: Friendship is Magic.”

Totes: An abbreviated version of totally. According to Urban Dictionary, “The average time saved by using the word totes … 26.6 seconds a day! Over the course of a year that adds up to 2.7 hours!!”

Selfie: A picture you take of yourself with the intention of sharing with your social networks. Selfie was named Oxford’s word of the year.

Woot: A shout of joy or victory.

Retweet: To share someone else’s message on twitter.

Jeggings: Leggings designed to resemble jeans.

Sexting: Sending sexually explicit photos, images, text messages, or emails via cell phone or mobile device.

Cyberbullying: Using the internet to harm other people, in a deliberate, repeated, and hostile manner.

Bromance: A close friendship between men that is non-sexual.

How do you feel about new words like jeggings, retweet and sexting?

Woot!

Society on the decline.

See results Yes, it’s actually English (even if it’s old)

The English language is in a constant state of flux. Just look at 13th Century Old English and 14th Century Middle English. It’s like trying to read Japanese (unless, of course, you speak Japanese, in which case it’s nothing like that).

Have you ever tried to read Geoffrey Chaucher’s “The Canterbury Tales”? It’s doable, but it’s tough!

Here’s an excerpt:

Whan that aprill with his shoures soote

The droghte of march hath perced to the roote,

And bathed every veyne in swich licour

Of which vertu engendred is the flour.

Ummmm, what?

It’s difficult to decipher. And yes, it’s English. I even took an entire college literature course devoted to reading Chaucer’s work.

Time to text. | Source It’s all about the conTEXT

How would Chaucer feel now trying to interpret the changing lexicon. With the prevalence of smart phones, just about everyone in texting these days (even your mom). The younger generation in particular has taken advantage of this new form of communication. Take a quick look at Urban Dictionary or even a text dialogue between two teens:

A: HRU

B: AAK

A: D46?

B: TTLY

Any idea what these text abbreviation mean? Neither did I. Let me enlighten you:

A: How are you?

B: Alive and kicking.

A: Down for sex?

B: Totally.

Key to English

Newscientist.com writes that a time capsule buried in 1938 in New York City included a printed “key to English” that describes 20th-century American English in order to help discoverers 5000 years in the future understand the language.

Here we are just under 75 years later, and language has already changed dramatically. It’s safe to say that in 6938, the English language as we know it will most definitely be a foreign language

According to an article in the New York Times, 우리카지노계열 the American Dialect Society’s Brice Russ claims that the 200 million+ messages posted daily on twitter may provide valuable information to linguists about geographic speech differences.

Many teachers are reporting that the texting language common on Facebook, 우리카지노 twitter, IM and other social media sites is polluting students’ essays and homework assignments.

Source Hubpoints

The implications of the changing language have been debated widely by scientists, linguists and even Hubbers:

Dramatic changes are detrimental and put the English language in jeopardy: The Future of the English Language.

A prolific look at changing language: The History of the English language.

Some of the oddities of the English language.

Some of the reasons why the English language is important.

As a writer I enjoy the growing lexicon. It’s an opportunity to embrace new words and expand my writing horizon.

I know some people worry that these changes are making society stupid, but I would argue there has always been a portion of society that’s simply that: Stupid. Or, as our teen friends might text, “AYSOS*?” I guess it depends who you ask.

*Are you stupid or something?

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Comments

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Calitri

2 years ago

The deterioration of language is usually defined, (primarily by linguists) as the evolutionary process of language. Naturally, this doesn’t answer the question, is language actually deteriorating. For some people it is; therefore, it’s relative. There is no question that the English language has lowered its standards; we don’t have the vocabulary of generations ago. These new words that Aleza refers to are quite elementary, without any etymological sustenance. They’re trendy and perhaps short-lived. The drastic drop in vocabulary level by students and young adults is attributed to television, social media, texting etc.. I think students and young adults should learn the challenging English words that have etymological roots with Latin and Greek, words that have been around for centuries, rather than these rather vogue, puerile expressions that will disappear as soon as they’re replaced with other more juvenile expressions.

JPPhilips

6 years ago from SC Piedmont Area

good stuff.

Criss

7 years ago from Southern California

It would be great! 🙂

AUTHORA Freeman

7 years ago from Las Vegas, NV

Hehehe, 우리카지노쿠폰 @SpeakUpStandOut I like the image of you walking down the street in a period costume talking in Old English!! Too funny!!!

Criss

7 years ago from Southern California

I love Old English. I wish we still spoke that way; listening to someone speak that way is so beautiful. If I weren’t so language challenged, I’d learn how to speak like that and then I’d go around Los Angeles acting like I’m straight out of the 18th century! 🙂

I think that a lot of the “new” words that are being used are useless, they have no value in the English language and certainly shouldn’t be introducted into the dictionary (in order to taint future generations). These words are a fad, when they fade; they will always be following us in the dictionary!

AUTHORA Freeman

8 years ago from Las Vegas, NV

@Tymolen Thank you! I love your comment. I love the idea of a mideival rap. I also love your outlook on language. I’m so glad you stopped by!!

Tymolen

8 years ago from Montana

Great Hub! I love Chaucher’s excerpt you put, it’s like mid-evil rap about the spring. ha Your point is undeniable and I hope that one day mankind could merge almost all language together. Kinda like some parts in Europe and Korea. Where they speak 3-4 languages on average and interchange in some sentences because each language is indeed limited on certain cultural aspects.

AUTHORA Freeman

8 years ago from Las Vegas, NV

Haha you must have talked to my husband.

Tony Lawrence

8 years ago from SE MA

Oh, you’ll probably be wrong about something eventually. Give it time 🙂

AUTHORA Freeman

8 years ago from Las Vegas, NV

Thank you @pcunix that actually sounds like an interesting read. I will have to check it out. Plus I sure do love being right!

Tony Lawrence

8 years ago from SE MA

You are on the right side here. Have your husband read “The Unfolding of Language” by Guy Deutscher. It’s a fun read (I know, it sounds dry but it definitely is not) and he’ll learn why he shouldn’t groan.

Jason Menayan

8 years ago from San Francisco

TTLY should not be confused with TTYL (talk to you later), which even I, in advanced age, have seen and understood.

AUTHORA Freeman

8 years ago from Las Vegas, NV

@novascotiamiss I just love the idea of language and evolution. It makes it feel so fluid and full of life!

Novascotiamiss

8 years ago from Nova Scotia, Canada

Interesting hub. Yes, I sometimes also think that our society is in decline but you have a point. New words also mean new opportunities. Another interesting aspect is how languages are evolving in different parts of the world. E.g. Afrikaans is a South African language that stems from the dutch of the 1600’s when the first dutch settlers inhabited the country. While the dutch in Holland has evolved, Afrikaans has remained somewhat of a baby dutch.

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