Tag Archives: 우리카지노

Building a Cheap House in the Philippines

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id=”mod_6963197″>I have read too many blogs where people have spent millions of pesos to build sub-standard house that ends up needing expensive maintenance. In my work, I see people with their hearts and budgets broken as they attempt to renovate or build a house. Quite often my advice comes post-disaster. So it is with this experience and after a lot of research that I started to build my own house in the Philippines five years ago.

I kept the floor plan simple: three bedrooms, one bathroom, a lounge/family room, and a large eat-in kitchen with verandahs surrounding the entire house. The total area was 140 square metres.

I built the house on a 100mm concrete slab with tied steel and concrete post-and-beam construction.

The walls are rendered, 100mm-filled concrete blocks tied to the slab with steel and horizontal beam. This part of the construction was cost- and labour-intensive, but it will for itself with years of maintenance-free living.

The roof is corrugated steel on a steel truss welded and tied to the slab with steel through concrete blocks.

Material cost was 310,000 pesos.

Labour cost of 80,000 pesos.

Construction took about eight weeks.

The total cost of this part of the construction is about 400,000 pesos.

The House is Born

Laying the wall foundations.Capping the walls. Material Amount Unit Cost Totals

Listed below is the material cost breakdown for the home I build in 2010.

12mm deformed bar (6000mm), 210 lengths@P-160: P33,600

10mm deformed bar (6000mm), 350 lengths@P-112: P39,200

#16 G.I. tie wire,1 roll@P-1,600: P1600

Grand cement, 300 bags@P-196: P58,800

4″ concrete hollow blocks, 2800@ P-9: P25,200

Washed sand,18 cu. metres@ P-750: P13,500

Crushed gravel, 18 cu. metres@ P-750: P13,500

2″x2″ coco lumber, 500 lengths@ P-48.50: P24500

6mm plywood sheets (8’x4′), 15 sheets @ P-250: P3,750

4″ nails, two boxes@ P-840, P1,680

2 1/2″ nails, one box@ P-910: P910

1 1/2″ nails, 15 kilo@ P-49: P735

4″ conc nails, five kilo@ P-75: P375

1 1/2″ fin nails, 10 kilo@ P-55: P550

1 1/2″x3/16″ angle iron, 35 lengths@ P-320: P11,200

4″x2″ purlins, 70 lengths@ P-415: P29,050

Welding rods, 카지노사이트쿠폰 one box@ P-2,400: P2,400

Roofing sheets: P50,000

TOTAL: P310,300

Resources for Home-Builders

A Yahoo Thread for Philippine Homebuilders

Readers exchange stories and advice about building a house in the Philippines.

Working on the Building: Retiring to the Philippines

Advice from a retiree who moved to the Philippines and built his own home.

Philippines Expat Forum

A forum for expats in the Philippines who are thinking of building a home.

Advice About What to Consider When Building in the Philippines

A Q&A with a property expert about what to look for when planning a home-building project.

Ex-Pats Share Advice About Building a Home

This forum is for people in the Philippines to share advice and photos of their home construction projects.

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sendingCaroline

8 months ago

Planning to build a house in antipolo , 85 sqm .how much it cost 4 bedroom 3 cr with veranda and garage

Sol Valdeztamon

9 months ago

Hi I’m planning to build a 2 storey building with 6 rooms and has its own private bathroom? do you think, how much it costs?

Roberto yap

12 months ago

How much does it cost to build a 100 sq/ mtr bungalow with 4 bedrooom & 2 toilt & bath tnx

ROSEMARIE TABABA

14 months ago

if i want to do my house.how much i need to spend money.my house meter 302 meters

Michael Williams

18 months ago

it would have been nice to see a picture of what it looked like after all the work w

as done.

Katherine Alvarez

2 years ago

I have 50 sq meter land I have 200,00 pesos I should be enough to build a small house?thank you and looking forward

Regards

Kathy

Amelia Cruz

2 years ago

This is 100 sq meters. I want to build it only on more than half of it

Shey

2 years ago

Hi sir im planning to build a house 32 sqaure meter with 3 bedroom 1 toilet how much it will cost? My budget is 300 to 400k thank you pls give me idea sir godbless

Amelia Cruz

2 years ago

I want a bungalow with two bedrooms, dining room, kitchen one toilet and bathroom, living room. How much would it cost

mark

2 years ago

what is the size of your house the floor area?

RLB

2 years ago

Where is a picture of the finished house?

Michael_QS

2 years ago

This post is misleading. The cost is low because it only accounted the structural cost of the building. Finishing, electrical, plumbing and sanitary items are not included in his estimates. These items will drive up the cost of the building . A house is not complete without those items. Don’t be fooled.

precious

2 years ago

wow, thank you for sharing. am a single parent of two boys working away from them. wanted to have commercial building in order to do business the same time taking good care of them. your info might help me to put my budget in very minimal cost.

Building Your Own House

2 years ago

Thanks much bro. Your information shared is very much helpful.

Ingie

2 years ago

Hello sir,

I have 30 sqm lot its really small but I want to value it as this is the fruit of my sacrifices , I hope you can give me an idea how to manage this lot to make it 2 storey and if its possible to have an open rooftop have 2 bedrooms ,small living room small kitchen and toilet , 우리카지노총판 I hope that my wish house fits in this small area sound so funny but I’ll be happy if you will give me advice or an idea .. Thank you so much..

Ingie.ganda13.ig@gmail.com

Dolores Daniel

3 years ago

Hello! Thank you for sharing your knowledge in house construction. It is a big help for us who is the planning to build a house. We are planning to build our house in Bohol,Philippines.

I would like to ask help from you. I like your design to build it, my lot area is 1,000 sq.meters. If you could give me your details and house plan, it would be a great help for us.

My email add is ddolores22@yahoo.com

Thank you in advance.

Mary Grace

3 years ago

Hi good day sir,

I really need your help,I am planning to build a house for my parents in Philippines 14 m length and 9 m width,it is very small but I really need on how to build a house in this small land.I wish to have 2 bed rooms,1living room,toilet and a kitchen.do you think it is possible.your help is highly appreciated.

Email grace_quite@yahoo.com

John Thede

3 years ago

I transfered all your numbers to a excel, and recalculate it. Reason was to correct the unit prices to todays level.

I wonder why there is no windows, nor tiles or kitchen – bathroom expences included in this.

Is plastering of walls it all included, and how about painting inside and outside. ??

Rgds. John

Zen Encabo

3 years ago

i wonder if i can build a house of 50 sq.m. for php 200,000. i have this small project i would like this article to be my basis but it seems that the price above are not the same as the current prices of materials. this is really hard. tssss

merlie

3 years ago

Hello !

I want to build a house in Samboan Cebu exactly the same as what your house was built and as what you said the total is 400,000.00 that still available as of now with all the total materials needed?

Thank you so much and your reply will be highly appreciated.

Rayme of Samboan,Cebu

Dreamer

3 years ago

Hi! I’m very much interested what you’ve posted here Sir.. Can I have your floor plan? Coz I’m planning to build this kind of house too. It so nice with that budget. Thank you in advance. 🙂

maenang25@gmail.com

Indai

3 years ago

Very interesting! Planning for extension for a living room and kitchen only. We have limited budget as we are in our senior year. Is P200,000 enough? Tnx.

Daryl Erana

3 years ago

GOOD DAY SIR….CAN YOU HELP ME? CAN U SEND THE BLUE PRINT OF YOURS THEN I WILL REVISE IT FOR MY 2 BEDROOM 115SQMETERS HOUSE…PLEASE….I REALLY NEED YOU HELP THANKS….YOU CAN SEND IT TO MY EMAIL cleint_cute25@yahoo.com, 우리카지노총판 PLEASE MY FRIEND PLEASE…THANKS GODBLESS

Daryl Erana

3 years ago

GOOD DAY SIR….CAN YOU HELP ME? CAN U SEND THE BLUE PRINT OF YOURS THEN I WILL REVISE IT FOR MY 2 BEDROOM 115SQMETERS HOUSE…PLEASE….I REALLY NEED YOU HELP THANKS….YOU CAN SEND IT TO MY EMAIL cleint_cute25@yahoo.com, PLEASE MY FRIEND PLEASE…THANKS GODBLESS

bhezzt

3 years ago

Hi Sir,

I’m planning to build a house with 3Bedrooms and 1 Bathroom… Is it possible with the Php300,000.00 budget? Can you help me sir..?Thank You So Much..

Graeme Leggett

3 years ago

Hi maghanoybarili 🙂 I am planing on doing the same in the next year or so. Just wondering if you can upload more photo’s and if possible, a rough floor plan (for ideas)

Thanks, Graeme

wayne swallow

3 years ago

Hello I am planning to build a very simple 2 bedroom house with 1 toilet & bathroom on a lot we recently bought in Davao,if u could please give me a rough estimate on a ready to move in house it will be much appreciated so I can have some idea,Kind Regards Wayne.(maginoo64@gmail.com)Could u please email me direct please…

Jonalyn Macadine

3 years ago

hi sir

waste

3 years ago

Hi, my floor plan is 9m x 4m that is 2 BR and 2 T&B, could you provide estimate on this? kindly consider area in South Cotabato. Thanks and Regards.

rommel d corpuz

3 years ago

ask ko lng po if may alam affordable na magpapagawaan ng complete set ng building plan ang budget po namin ay atleat P10k lng po… email me at rmmlcorpuz@gmail.com.

Many thanks in advance.

Shirley

3 years ago

I have 400 square meters lot right now, I’m planning to build a bungalow with 3 bedrooms / 2 bathroom with tubs , with front porch along with the side with fron stairs about 12 incles above the ground /open garage, an island , what will be approximate will cost to build this house, please send the info at neffs@nifcoam.com

kendls

3 years ago

Hello,

Me and my husband is planning to build a bungalow house w/ 3 bedrooms,b2 bath, kitchen, garage and pool in Davao. Can you please send us a complete estimate of cost of construction and labor? Thank you.

dallas_kate@yahoo.com

-kate-

baltazar junio

4 years ago

how much would it cost me to build a small house 72 sqm ( 8 x 9 meters) 3 bedroom / 2 toilets and rough finish. Thanks

Anne O.

4 years ago

Sir, i have been looking in the internet for someone who has your expertise. I am planning to have my little home build but i am very anxious about the cost. I live in iloilo and could you help me estimate the cost for a 20 x 20 sq.feet box type house? Steel and concrete materials please…i would really appreciate your help, sir. Thank you very much.

christinelarino

4 years ago

Hi I’am Christine Larino From Berkwil Construction Inc.

I’am here to propose about the Berkwil Construction Inc.

I hope you Interested Thankyou .

In a Berkwil Construction Inc. We have a Contractor , Interior Designer

Construction Service & Supply

Just visit our website

website

shane

4 years ago

what kind of house can built PHP500,000 for 120 sqm.

Luisito Fos

4 years ago

Hi Sir, I’m to apply for Pag ibig housing loan amounting to 600k for renovation of my house. Can give a estimated cost for labor and materials for 150 square meters lot … kailangan na lang ma reinforce mga haligi para up down … kindly give me an idea Sir para ma estimate ko rin ang budget.

Red Dugong Bughaw

4 years ago

Hello i buy a 50 sqm old house lot area with 25 sqm floor area. Bungalow.. Im planning to extend the house front and back… Have it gated. Secondly how much if i put a second floor extension just 1 bedroom with toulet and bath.. Can you please help me out how much i would spend got a little budget for extension.. If you have any options please email me.. Is it worth it if my flooring in second floor is wood? But the walls are concrete? I hope you can help me in some designs looking forward for your reply my email is anchie07@hotmail.con. Thanks

Talene

4 years ago

Hi..we are moving and planning to build a small house in a 150sqm lot. We would like a floor area for the house of 100sqm with 2bedrms 1bath garage..how much does it cost a simple house..do you think 300k would be enough? thanks.

Oscar D.

4 years ago

Hi Sir,

Have heard a lot of feedback regarding building a house with minimum cost …I recently bought a lot, I really wanted to build a house ,is it possible to provide us an estimate for the cost 3 bedroom ,2 toilet 1 garage ,my lot size is around 200 sqmeter…thanks.

cecil

4 years ago

Hi im planning to build a single story 50sq.meter concrete house.probably 3-4 meters height.. 1 bedroom..a living room..kitchen..dinning..cr.. Just enough for my daugther and me. Location is juz along the road..can you please give me an estimated cost? Thank.

Vic

4 years ago from Sangat, San Fernando

Good day Sir, I am planning to build a house with a total area of 150 sqm here in Sangat, San Fernando, Cebu. Please email me up at vicrestorubio@gmail.com. Thank you!

aavb

4 years ago

Good Evening Sir, i am planning to build a house in Muntinlupa City, i have already a lot 50 sqm.i want to build 2 storey house 3 bedrooms in first floor 2 toilet. Ground Floor kitchen, dinning, living room, laundry and 1 toilet. pasend din po aq ng MATERIAL AMOUNT UNIT COST TOTAL. affordable price,500 thousand php.,thanks. sana po matulungan ninyo ako .ito po email ko armanadamsbuco@yahoo.com kung maari po pkisend nmn po ako ng picture ng plan..lubos na umaasa .sana matulungan po ninyo ako kc ang hirap po mangupahan

maeandross2011

4 years ago

I would like your advice on a house my wife is building for her family in Numancia, my and my wife live in the UK but we have come back and have been paying money non stop for the project, I believe it’s a complete farse.

Anyway the land is owned already so they made plans for simple up and down house, 70sqm, up to now they have some beams up and still filling the floor they are now asking for another 80,000 for 10mm kabilya, which translates to ‘stirrups’ or re-bars’, the funny part is they only require 30 and by searching the net etc and your blog I have found out that they only cost peanuts, can somebody assist me in a true cost if I forward them the apparent floor plans which I have managed to save to my e-mail, we are back to the UK on sunday so could really do with some assistant even at a price. Thanks. Ross

please len

4 years ago

please mate i need to get hold of you over there i would like your help in getting plans from you on building a cheap house in cebu thank you so much if you can give me your number so i can ring you thank you Len Skudder.

Disa Dayangco

4 years ago

Good day! I just want to ask if building a BUNGALOW house with 300sq.m how much it cost (3bdr, 2toilet big & 1 small, 1 prayer rm, Living rm, dining rm & kitchen) located in the south part of cebu… thank u so much…. waiting for your response

Lovelyn

5 years ago

Hi I bought a lot 300 square meters po gusto ko patAyo ng house work $15000 pero 2story sya and concrete with balcony sa 2nd floor. 1 bedroom sa first floor 2 rooms sa 2nd floor. OK lng b budget ko. Pls send the plan. Thanks..

Michael

5 years ago

Hello,

Sir pwede nyo po ba akong gawan ng sample 3 apartment sa isang side at house ko po sa 400sq meter ang budget ko po at 600k lng.simple lng

Please let me know.

Email: mikesanchez_30@yahoo.com.ph

alvin lavaran

5 years ago

Gusto ko mgpatayo ng house worth 300k pwd po kaya?

William

5 years ago

Hello Everyone, I have read many of the comments and it looks like many people are in need of estimates. If you dont have time to help all these people I would be happy to help. I am an American and a contractor living here in Bohol. I have built several houses and nine unit 3 story apt. building here in Bohol . I have many good references from people who I have worked for, my prices are very affordable and fair and I dont mind giving free estimates. Most importantly when I start a job I finish on time without asking for more money. I have been building houses for over 30 years and here I can either build with hollow block or western style with metal studs,sheet rock,(gyproc) fiberglass insulated walls etc. They have all these materials right in Bohol. If you are in need of any help please email me at wbaxter5@yahoo.com or I have posted estimate costs per sq. meter along with alot of useful information about building here and present costs. website there is also more contact info there. Thank you and God bless you and yours. William Baxter

john

5 years ago

sir,i need ur help.gusto ko po magpatayo ng bahay na bungalow na my 3 bed rooms at 2 toilets kitchen sala and veranda.magkasya kaya ang 2million na budget sa 100 sq/meter na floor area?here is my email add. johnbrix2003@yahoo.com

Joseph

5 years ago

Sir gud eve po may nabili po akong lupa sa sibuyan cajidiocan romblon na may sukat 100sqm.gusto ko pong magpagawa ng bahay ng may tindahan sa harap ,may garahe ng tricycle ,at may 2 rooms,1 bathroom,may salas at kusina at maliit na laundry area .at yong bubong ay magextension para sa susunod na 2nd flr pagmay another budget.sana po matulungan ninyo ako kung kakasya yong budget ko pong 300k to 400k peso .ito po email ko rase_j@yahoo.com kung maari po pkisend nmn po ako ng picture ng plan..lubos na umaasa .sana matulungan po ninyo ako kc ang hirap po mangupahan

Joseph Kum

5 years ago

Hello Mr. Maghanoy Barili, I would like to seek for advice regarding our 2nd floor extension costs’ estimates. The area is about 120 sqm and is still a bungalow house in the province of Abra. The contractor however is asking a 275,000 labor costs for the extension. And the material costs he said was about 500k. Do you think it’s too much or too low? Can u kindly show me estimates and calculations. Thanks. Email me or find me in facebook. Joseph Kum, email:josephkum21@gmail.com

Joseph Kum

5 years ago

Hello Mr. Maghanoy Barili, I would like to seek for advice regarding our 2nd floor extension costs’ estimates. The area is about 120 sqm and is still a bungalow house in the province of Abra. The contractor however is asking a 275,000 labor costs for the extension. And the material costs he said was about 500k. Do you think it’s too much or too low? Can u kindly show me estimates and calculations. Thanks. Email me or find me in facebook. Joseph Kum, email:josephkum21@gmail.com

William

5 years ago

Hello Everyone, I have read many of the comments and it looks like many people are in need of estimates. If you dont have time to help all these people I would be happy to help. I am an American and a contractor living here in Bohol. I have built several houses and nine unit 3 story apt. building here in Bohol . I have many good references from people who I have worked for, my prices are very affordable and fair and I dont mind giving free estimates. Most importantly when I start a job I finish on time without asking for more money. I have been building houses for over 30 years and here I can either build with hollow block or western style with metal studs,sheet rock,(gyproc) fiberglass insulated walls etc. They have all these materials right in Bohol. If you are in need of any help please email me at wbaxter5@yahoo.com or I have posted estimate costs per sq. meter along with alot of useful information about building here and present costs. website there is also more contact info there. Thank you and God bless you and yours. William Baxter

leizel

5 years ago

Ilang bedroom po yon kasi balak ko magpatayo nang bahy sa province…

donald miranda

5 years ago

Hi po me 160sq meter po ako lupa d2 po sa pampanga gusto ko po sana mag patayo ng up and down na bahay 3 bedroom po ang budget ku po ay 800k pwd nyo po ba ako tulungan sa design at image ng bahay God bless po

precious

5 years ago

Sir gud eve po may nabili po akong lupa sa binangonan rizal na may sukat 80sqm.gusto ko pong magpagawa ng bahay ng may tindahan sa harap ,may garahe ng tricycle ,at may 2 rooms,1 bathroom,may salas at kusina at maliit na laundry area .at yong bubong ay magextension para sa susunod na 2nd flr pagmay another budget.sana po matulungan ninyo ako kung kakasya yong budget ko pong 300k to 400k peso .ito po email ko p.resplandor@yahoo.com kung maari po pkisend nmn po ako ng picture ng plan..lubos na umaasa .sana matulungan po ninyo ako kc ang hirap po mangupahan

redford fortuna

5 years ago

Hello sir,, good day, gosto ko po mag patayo ng bahay worth of P300,000 gaano po kalaki ang maipagawa kong bahay sa ganun worth po,, ito po email add ko po redford38@yahoo.com thank po god bless

William Baxter

5 years ago

Hello Everyone, I have read many of the comments and it looks like many people are in need of estimates. If you dont have time to help all these people I would be happy to help. I am an American and a contractor living here in Bohol. I have built several houses and nine unit 3 story apt. building here in Bohol . I have many good references from people who I have worked for, my prices are very affordable and fair and I dont mind giving free estimates. Most importantly when I start a job I finish on time without asking for more money. I have been building houses for over 30 years and here I can either build with hollow block or western style with metal studs,sheet rock,(gyproc) fiberglass insulated walls etc. They have all these materials right in Bohol. If you are in need of any help please email me at wbaxter5@yahoo.com or I have posted estimate costs per sq. meter along with alot of useful information about building here and present costs. website there is also more contact info there. Thank you and God bless you and yours. William Baxter

RAIZEL

5 years ago

IS there nay updated images of the house?

buddy

5 years ago

Sir i have lot in san pablo laguna 157 Sq m i want to build a 2 story house with 1 room in ground floor and 2 rooms in 2nd floor, please give me estimated amount, and if you can make the construction. Thank you.

dea

5 years ago

I have 200 sqm. im planning to build a house with 4 rooms.how much will be my budget?

Les L

5 years ago

I used the costs shown at the top of the page to make a spreadsheet which you can use with Microsoft Excel or the free software called Open Office. Either way, you can add more materials or change the price of the materials, then print it out. It’s a free spreadsheet. Just email me at pci1@engineer.com and I will email it to you. Don’t ask about construction costs because I am also looking to build a house.

Marie

5 years ago

i have 91 sqm. im planning to build a 2 storey house with 3 rooms.how much will be my budget?

William Baxter

5 years ago

Hello Everyone, I have read many of the comments and it looks like many people are in need of estimates. If you dont have time to help all these people I would be happy to help. I am an American and a contractor living here in Bohol. I have built several houses and nine unit 3 story apt. building here in Bohol . I have many good references from people who I have worked for, my prices are very affordable and fair and I dont mind giving free estimates. Most importantly when I start a job I finish on time without asking for more money. I have been building houses for over 30 years and here I can either build with hollow block or western style with metal studs,sheet rock,(gyproc) fiberglass insulated walls etc. They have all these materials right in Bohol. If you are in need of any help please email me at wbaxter5@yahoo.com or I have posted estimate costs per sq. meter along with alot of useful information about building here and present costs. website there is also more contact info there. Thank you and God bless you and yours. William Baxter

chubz jazmin

5 years ago

ask qlang po mgkanu ang aabutin ng 2 storey house..100sqm ground floor and 50sqm ang 2nd floor..with 3 bedrooms and 1 carport and 2 bathroom..1million is enough or no?email me at jazminwilchor@yahoo.com

precy

5 years ago

Hello Sir ..Gusto ko dagdagan nang isa pang storey and bahay ko ..sa 120 square meters po , magkano po ba ang estimated price for materials ..Gusto ko po yung concrete …Eto po ang email address ko …dreamlanddreamland276@yahoo.com

Gene

5 years ago

Can you please send me a floor plan and how much would it cost for a 2 or 3 bedroom, 2 baths (one in the master bedroom) simple one storey house on a 220 sq m lot. My email is rltesoriero@gmail.com Much appreciated and thank you.

weng

5 years ago

good day po plan ko po magpatayo ng house sa province bungalow po lot of 120 square meter 2bedrooms, can you please help me po sa floor plan at design ng bahay much appreciated po kung matutulungan nyo ako budget ko po is 300K can you please send it to my email Cherwyn.Viana@nas.ae.

faith

5 years ago

Sir, saan po mura talaga mga materials malapit Antipolo City? And how much it cost building a house for 40sqm up to 3rd. Floor? 3 bedrooms, 2 toilet and bath, 1 living room and one kitchen. It would really help po. Salamat 🙂

William Baxter

5 years ago

Hello Everyone, I have read many of the comments and it looks like many people are in need of estimates. If you dont have time to help all these people I would be happy to help. I am an American and a contractor living here in Bohol. I have built several houses and nine unit 3 story apt. building here in Bohol . I have many good references from people who I have worked for, my prices are very affordable and fair and I dont mind giving free estimates. Most importantly when I start a job I finish on time without asking for more money. I have been building houses for over 30 years and here I can either build with hollow block or western style with metal studs,sheet rock,(gyproc) fiberglass insulated walls etc. They have all these materials right in Bohol. If you are in need of any help please email me at wbaxter5@yahoo.com or I have posted estimate costs per sq. meter along with alot of useful information about building here and present costs. website there is also more contact info there. Thank you and God bless you and yours. William Baxter

MRYLYNN

5 years ago

HI!

question: 1st floor existing with slab for 2nd floor.

we use a 12mm and 10mm deform bar.

the contractor will use a 16mm bar for the completion of the 2nd floor

please adive.

Diego Silang

5 years ago

THIS BLOG IS NOT UPDATED!!!!!!!!!!!!!!!

NESTOR

5 years ago

Pls. post here your finish house…

Aya

5 years ago

What do I need to have a low-cost housing?

Concern

5 years ago

It seems too many questions but no answer. Is this blogs still active? Just wondering…

William Baxter

5 years ago

Hello Everyone, I have read many of the comments and it looks like many people are in need of estimates. If you dont have time to help all these people I would be happy to help. I am an American and a contractor living here in Bohol. I have built several houses and nine unit 3 story apt. building here in Bohol . I have many good references from people who I have worked for, my prices are very affordable and fair and I don’t mind giving free estimates. Most importantly when I start a job I finish on time without asking for more money. I have been building houses for over 30 years and here I can either build with hollow block or western style with metal studs,sheet rock,(gyproc) fiberglass insulated walls etc. They have all these materials right in Bohol. If you are in need of any help please email me at wbaxter5@yahoo.com or I have posted estimate costs per sq. meter along with alot of useful information about building here and present costs. website there is also more contact info there. Thank you and God bless you and yours. William Baxter.

DRILON

5 years ago

Hi,

DRILON & DOCTOR CONSTRUCTION COMPANY

We are Offering the Cheapest Construction rate in the Philippines, with the cheapest Mark Up a Contractor can give.

Ranging from 15,000 Pesos to 20,000 pesos per sqm House Construction.

To view our current and past Projects, Our House Designs, please visit our website:

website

or email us at : drilon.doctor@gmail.com for inquiries

you may also call us at +639175536760 or at (02) 557-7524

Engr. Ralph Doctor

Abdul Mujib Mutia Macapaar

5 years ago

How much would be the cost to build concrate wall around 17 meters.

thanks you reply

Abdul Mujib Mutia Macapaar

5 years ago

How much would be the cost to build concrate wall around 17 meters.

thanks you reply

William Baxter

5 years ago

Hello Everyone, I have read many of the comments and it looks like many people are in need of estimates. If you don’t have time to help all these people I would be happy to help. I am an American and a contractor living here in Bohol. I have built several houses and nine unit 3 story apt. building here in Bohol . I have many good references from people who I have worked for, my prices are very affordable and fair and I don’t mind giving free estimates. Most importantly when I start a job I finish on time without asking for more money. I have been building houses for over 30 years and here I can either build with hollow block or western style with metal studs,sheet rock,(gyproc) fiberglass insulated walls etc. They have all these materials right in Bohol. If you are in need of any help please email me at wbaxter5@yahoo.com or I have posted estimate costs per sq. meter along with a lot of useful information about building here and present costs. website there is also more contact info there. Thank you and God bless you and yours. William Baxter.

Drilon

5 years ago

Hi,

DRILON & DOCTOR CONSTRUCTION COMPANY

We are Offering the Cheapest Construction rate in the Philippines, with the cheapest Mark Up a Contractor can give.

Ranging from 15,000 Pesos to 20,000 pesos per sqm House Construction.

To view our current and past Projects, Our House Designs, please visit our website:

website

or email us at : drilon.doctor@gmail.com for inquiries

you may also call us at +639175536760 or at (02) 557-7524

Engr. Ralph Doctor

cath

5 years ago

hi i want to ask if 800k php is enough for 2 storey house 80sqmeter up and down?

John Visca

5 years ago from Bacoor, Cavite

hello po!

ask lang ako. gusto ko sana magtayo ng 6 rooms with 30 sq.m. per room sa 300 sq. m. ma lot ko. box type lang kc gagawin ko sana school for less fortunate children dito sa cavite.

can you help me? yong pinaka cheap lang. ang budget ko 700K lang. kasya ba yon? can you help me. my email add is

john_a_visca@yahoo.com

thanks and God bless!

Genchan

5 years ago from Parker, Colorado

Thanks Toby for 카지노사이트 giving me a general idea of costs and 우리카지노계열쿠폰 all. Things may have changed during the last 8 or 9 months.

diana

5 years ago

Hello po gusto ko po sanang magtanong if ung budjet na 300k peso kung kaya nyang gawin ang 3ROOMS 1 big salloon and 1small kitchen tas maliit na balcon…

Sharon

5 years ago

Meroon po akung 88 sq meter lot and my budgets is only 150 thousand pesos is that going to fit on my baget or not please let me know.

jennifer tobias

5 years ago

can we really build a simple bungalow for a 300 thousand pesos only?

Lea

5 years ago

May I ask how much would be the estimated cost of a double storey house total of 180sq.m.? Thanks.

Candy

5 years ago

hi!

Gud pm,need help po reg.estimate & plan for 30sq.m 3 storey house parang box type po sya na pahaba,1st flr. store po,2nd flr. dining,sala,& kitchen,3rd flr. 2 bedrooms.kung okey lang po n yung budget is 500,000 po.hopefully matulungan nyo po ako. pls.let me know my email add.janmav15@yahoo.com

thank you po.

ico

5 years ago

Greetings!

Sir, kasya po ba ang budget na 450,000 PHP para sa 75 sq.meter total (up and down 37 sq. meter each floor) na bahay kahit na rough finish lang? gaya ng nasa drawing?

website

maraming salamat po,

fms hotel supplies

5 years ago

Hotel Slipper Hotel Electric Kettle Clothes Stand Internet Cable Holder Luggage Stand Guest Room Bin Hotel Shower Curtain Magnifying Mirror,Mirror Luggage Cart Room Service Trolley

Arnold(mr.silent03@yahoo.com)

5 years ago

Sir good morning, bk po matulungan niyo ako, ngba budget po ako ng 300K para sa ipapagawa ko pong bahay hingi sana po ako ng tulong para sa design ng bahay n pwede ko po ipagawa eto po ang email add ko…mr.silent03@yahoo.com…sana po matulungan niyo ako

Reynaldo Angana

5 years ago from Cebu City

good day sir.,i am planning to build a 1 storey house w/ 2 bedrooms }3.0 meters by 3.0 meters each room.,living room}4.0 meters by 3.0 meters.,dining/kitchen}5.5 meters by 3.0 meters,and a comfort room…300,000 php. is enough..?pls. e-mail me.,my email add: anganareynaldo@yahoo.com….thank you sir and have a blessed day…

Mark

5 years ago

Sir pls send me your number here 09326667024 ,Ty

William Baxter

5 years ago

Hello Sir, I have read many of the comments and it looks like many people are in need of estimates. If you don’t have time to help all these people I would be happy to help. I am an American contractor living here in Bohol and I have built houses and 3 story apt. building and have given many free estimates. I have been building houses for over 30 years and here I can either build with hollow block or western style with metal studs,sheet rock,(gyproc) fiberglass insulated walls etc. they have all these materials right in Bohol. If you are in need of any help please email me at wbaxter5@yahoo.com or I have posted estimate costs per sq. meter along with a lot of useful information about building here and present costs. website there are also more contact info there. thank you and God bless you and yours. William Baxter.

Jack

5 years ago

Lydia, perhaps if we as blog responders pool our ideas we can realize our dreams.

lydia de lumen

5 years ago

If this is true, then probably my dream of building a house in the philippines will become a reality as i have limited resources, with this article I think I can with your help. Thanks Do you answer posts, I can see there a lot of postings but are not being answered.

Jack

5 years ago

I have come to realize that the owner of this blog seems to not respond to the posts. I inquired about building a home in the Philippines.

See 100 of 115 remaining comments

Use all of Apple Maps’ new features that we can’t live without

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id=”article-body” class=”row” section=”article-body”> Apple Maps’ new Look Around feature is well done, no doubt. 

Jason Cipriani/CNET Last month, Apple announced it had finished rolling out the Apple Maps redesign it announced alongside iOS 13. The new look and features are years in the making, and they finally give iPhone and iPad users a worthy Google Maps replacement.

The new features include sharing your ETA with a contact to keep them updated on your location and time of arrival. There’s also a new Apple-made feature called Look Around that’s akin to Google’s Street View. 

Apple Maps isn’t the only major change in iOS 13. There are plenty of new features, including a new swipe keyboard that doesn’t let you swear, that make the upgrade appealing. 

Share ETA is a convenient way to let your friends know when you’ll arrive. 

Jason Cipriani/CNET Share your ETA

This has to be one of the more useful features that Apple has added in recent memory. As of iOS 13.1, you can share your estimated time of arrival with a friend through Apple Maps, iMessage or text when you’re using Apple Maps navigation. Here’s how:

1. Start Apple Maps navigation and get turn-by-turn directions to a location. 

2. When viewing current directions, swipe up on the bottom of the area that displays your arrival time and shows the end button.

3. Tap the Share ETA button. 

4. Select the contact or contacts with whom you want to share it. 

Now playing: Watch this: How to use the new Apple Maps 1:31 After tapping on the Share ETA button, you may notice that some contacts have an Apple Maps icon next to their name, instead of a Messages icon. Those are people also using an iPhone. 

If your iPhone is running iOS 13.1 or newer, and 카지노사이트 you’re sharing your ETA with someone with an iPhone on iOS 13.1 or newer, then Apple Maps will be used to share your location, route, and ETA. However, if you share your ETA with a non-iPhone user, or someone running iOS 13 or older on their Apple device, then a message will be sent. 

Now playing: Watch this: iOS 13: Cool features you’ll want to try now 1:32 When Apple Maps sends a text or iMessage, 카지노사이트 it will read something similar to this:

I started sharing my ETA with you in Apple Maps: arriving at Pepsi Center around 10:44 AM. I’ll let you know if I’m running late.

If you hit traffic or take a detour, Apple Maps will send another message letting the person know you’re running behind and the new estimated time of arrival. 

From my testing, the threshold for triggering another alert was if I would be 5 minutes late. So, in the instance above, if my new arrival time was 10:49 a.m., Apple Maps would send another message. 

The added details in the new Apple Maps make a world of difference. 

Apple, Inc. There’s now a more detailed map

Apple has also spent a lot of time scanning streets and roads across the country to produce a more detailed, better-looking map. The new-look started as a slow roll out in the US following the launch of iOS 13 in September. At the end of January, Apple announced the rollout was complete. 

If you haven’t seen the more detailed map yet, open the Maps app and look at your area. You don’t have to update your app, it’s all done automatically on Apple’s servers.   

Another notable change in Apple Maps is a new feature called Look Around. It’s similar to Google’s Street View, using photos to show you exactly what a location looks like and allowing you to move around the city streets. The only downside is that it’s only available in New York, 우리카지노 San Francisco, Las Vegas, Oahu, Houston and Los Angeles right now. Apple has quickly added more cities to the list (Look Around initially launched with support for only San Francisco) and will continue to add more cities in the future.

Look Around is pretty cool, if live in a city that actually has it. 

Screenshots by Jason Cipriani/CNET How do I use Look Around? 

If you don’t live in one of the supported cities, that’s all right — you can still check out Look Around. Here’s how:

1. Open Apple Maps and zoom in on a city that has Look Around. I picked San Francisco when testing because it’s one of my favorite cities to visit.

2. Zoom in to a specific area, or until you see a pair of binoculars show up in the top-right corner of the map; just below the location icon and the “i” button.

3. Select the binoculars to open Look Around.

A window will pop up, with a familiar Street View-like look. Expand Look Around to full-screen mode by tapping on the double-arrow icon. 

You can swipe around in that window to change the direction of the photo, or tap on the street to move down the block (just like tapping on arrows in Street View). As you move around, you can tap on the name of a business to zoom in on the storefront and view its address, hours, phone number and website — the same stuff you see when searching for a business in Maps.

These features join the already impressive list of additions Apple made to iOS 13. From a new Reminders app, to a new method for deleting apps on your iPhone and iPad ( $363 at Walmart ) — there’s a lot to learn. 

Originally published last year. Updated with new information. 

Comments iPhone Update iPad Update CNET Apps Today Mobile Tablets Phones iOS 13 iPadOS Apple Maps Google Notification on Notification off Apple

Bad Credit Car Buyer? Understand the Pros and Cons of making a Down Payment

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Down payment is a huge factor for getting an auto loan. When you apply for an auto loan, it is important to ascertain the advantages and disadvantages of putting money down. Your down payment will determine the interest rate of your auto loan as well as the amount of your monthly payment. However, when you are suffering from a bad credit history, understanding the pros and cons of putting money down becomes even more essential. It is because your auto loan can make or break your credit score.

The Consequences of Down Payment for a Bad Credit Car Buyer

The following are the pros of putting money down especially when you are buying a car with bad credit.

Reduced Loan Burden

An auto loan has a certain amount fixed along with the interest rate. A large down payment helps in reducing the amount of auto loan that you borrow. It helps you in building a strong financial future as well as offers you the chance to pay lower monthly payments. A good down payment will not only reduce your auto loan burden but will also save you from the tension of expensive monthly payments. Therefore, if you are suffering from bad credit, a big down payment amount will help you to make easy payments towards your auto loan.

Less Interest Rates

The difference between people with good credit and people with bad credit is the interest-amount that people with good credit save. A large down payment will help to bring down the interest rates on your car loan. If you have suffered from a bad credit history, a down payment will help you negotiate lower interest rates. Eventually, you will be saving a huge amount of money in the long run that you can invest elsewhere.

Improve Auto Loan Approval Chances

Apart from your credit score, income, job stability and your debt-to-income ratio are key factors that determine whether you will get approval for an auto loan. A down payment cannot offset the damage to a bad credit individual. However, someone with a poor down payment amount or no down payment is seen as more of a risk compared to an individual who is making a huge down payment. Additionally, if you have a stable job for the past couple of months, it will be a good indicator 우리카지노계열 for an auto loan approval.

Cons: Inability to Cover a Large Down Payment

The only problem with making a down payment is that you need to have money for it. Bad credit can occur due to missing out on payments, late payments or even bankruptcy. And often, people with a bad credit history may not have the money to make a large down payment. Also, obtaining a personal loan for making a down payment may attract exorbitant rates. And even if you make a down payment, your savings will be depleted and it will affect your spending capacity in the near future. So, is there a solution? Bad credit car buyers who are unable to make a down payment can opt for bad credit no money down auto loans. Online auto financing companies can help you check interest rates for 우리카지노쿠폰 bad credit no money down auto loans and give you a better understanding.

Down Payment – The Road to Commitment

Putting money down has many advantages. With large down payment amounts, you will remain committed to making monthly payments. When you invest a certain amount of money, you are more likely to make on-time payments which will also have a positive impact on your credit rating. Therefore, making a down payment is the ideal option for bad credit car buyers.

If you are interested in getting a bad credit auto loan, making a down payment will make things simpler for you. Apply now and 우리카지노계열 get ready for instant auto loan approval. Got no down payment? That’s okay. Opt for bad credit no money down auto loans and buy a car quickly.

Zero Down Car Insurance Helps You Avoid Paying Large Upfront Deposit

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People in need of car but who cannot afford the deposit, can continue driving legally with car insurance zero down payment. However, zero down car insurance turns out to be more expensive in the long run as there is an additional convenience fee that the insurance company adds to the total cost of insurance. But, 우리카지노 since the convenience fee is spread over the life along with the cost, it becomes more affordable every month. Paying a little more every month helps most people manage their finances comfortably.

1. See Quotes by Providing Zip Code

When looking for zero down auto insurance, you will need to provide some personal details to get the quotes. These include you name, contact details, the type of car to be insured, your location etc. However, when you are looking for competitive quotes online, most insurers only need you to enter your zip code.

2. Car Insurance Costs are Determined by Taking into Account a Number of Factors

Remember, car insurance costs depend on a number of factors such as your age, the type of car you drive, the area that you live in, your driving record, the length of time you have been driving, number of miles that you clock in a year, the place you park your car in, and so on. An expensive zero down payment car insurance will attract a higher insurance cost compared with the average car with higher safety measures. Similarly, 우리카지노쿠폰 a driver with greater number of speeding tickets or traffic violations will come across as a risky customer and hence, insurance will come at a higher cost. If the place that you live in is prone to thefts or vandalism, or natural calamities, the insurance costs are higher.

To reduce your car insurance costs, apart from looking for car insurance zero down payment there are certain measures that you can employ. While there are factors that are beyond your control, you can take care to drive responsibly and choose a fairly inexpensive and safe car to drive. In addition, shop around to get competitive quotes from multiple providers. Compare these quotes for costs, coverage, 우리카지노총판 and other terms and conditions. Do not opt for the cheapest option as that may translate into inadequate coverage.

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Zero Down Car Insurance , 우리카지노 zero down auto insurance, car insurance zero down payment , car insurance with zero down payment

How to Manage a Down Payment For Your Next Car?

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The first thing to cross any car buyer’s mind is to set the correct numbers in place. When you are in the market to purchase a car, one of the biggest questions you will seek to answer is whether you should put your money in savings while paying a higher monthly expense or pay a considerable down payment and score a comfortable monthly payment? The answer depends on various different factors. In order to understand the importance of a down payment, consider the following factors before you make your decision.

Is Down Payment the Right Solution for you?

1) Lender Inclination towards Low-Risk

Financing a car means big numbers. When lenders receive large down payments, the subsequent financial risk associated with long-term loans reduces. According to a Forbes report, TransUnion, a credit reporting agency, predicted that 2018 will see a shift in the trend where lenders will focus on low-risk auto loans. It means it will be beneficial for customers willing to opt for 우리카지노계열 high down payments. Therefore, putting money down while purchasing your next dream car is advantageous in the long run.

2) Beyond Subprime Credit

According to Bloomberg, 9.7% of subprime auto loans cater to delinquency of more than 90 days. Most non-bank lenders are opting for high-risk lending which is increasing the number on a regular basis. But, it won’t remain the same. If you want to obtain an auto loan with subprime credit, you will have to diligent than before. Lenders see an upfront payment as financial stability. Once a high down payment is combined with job stability, the overall credibility of an individual increases. The ideal ratio of a down payment is 20% of the total car loan amount. However, the higher the money you put down, the higher your chances of gaining creditworthiness in the eyes of the lender.

3) Savings Mechanism

As against putting less money down, a larger down payment helps you save in the long run. The money you save by paying an initial large amount turns out to be helpful for you in the long run. As high down payments are associated with increased credibility, you can negotiate your way into lower interest rates and 우리카지노계열 gain high equity on your car. Kelly Blue Book notes that the average price of a light vehicle was $36,270 in January 2018. It is up by 3.9 percent from last year. As cars are becoming expensive, it is a wise decision to make purchases that pay off in the future. So, low interest rates become cost-efficient. Thus, down payments help you save the money that you can then invest elsewhere.

The Down Payment Decision: The Final Word

Putting money down is considered as a wise decision when you are purchasing a car. While you may have come across “Zero Money Down” offers, you should be aware of your personal finances and the additional costs that are added to the auto loan. Therefore, 우리카지노계열 a down payment serves to be in your best car buying interests as it cushions your financial strength for the coming years.

Down payment is important while making a purchase. But, sometimes, you need to buy a car immediately and cannot wait to save money. Find a bad credit auto financing company who understands your urgency of buying a car and offers you zero money down auto loans . It will help you make a quick car purchase without down payment.

Buying a Car Crossing The Obstacle of Down Payment

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In the times of ever expanding world and fast moving lives, traveling with comfort has become a major necessity for everyone. Today, everybody wants to reach his destination on time and in style. Maybe that’s why a car has become a commodity that one must possess. Thanks to the developed financing environment in the country, buying a car is not difficult. With the help of down payment, you can have your dream car in your garage.

Buying a car on loan majorly involves two stages i.e. the down payment and the monthly payments. Down payment is provided to the dealer right before purchasing the car. On the other hand, a car buyer has to make monthly payments to the lender.

Down payment is useful for the dealer as well as the car buyer. It acts as security for dealer and 우리카지노쿠폰 helps the car buyer in reducing the debt burden.

Deciding the Down Payment Amount

Deciding the down payment amount might seem a tedious job but actually the factors governing the same are easy to understand and calculate. The lender considers the following factors before approving the loan amount:

Credit Score

DTI (debt to income) Ratio

Financial History

Debt Repayment History

If the lender considers you a less risky car buyer, he will approve you for 우리카지노 a larger loan amount. It means you will be able to buy a car with a smaller down payment amount. Therefore maintaining a good credit score and a lower DTI ratio will encourage lenders to lend you more money.

What to do if the Loan Application is considered Weak by the Lender?

Do not worry if you do not have a good credit score or a strong DTI ratio. In such a situation, you will have to opt for 우리카지노쿠폰 a larger down payment amount. Here are a few options that can help you in getting together money for down payment:

Trade-in

You can exchange your old car and get a discount on the new car. You should also check for discount offers and other schemes that the dealer provides for trading old cars.

Saving

Choose your desired car and try to save money till the time you are ready to buy the car. It will help you to avoid obtaining personal loan for down payment.

Borrow

Although being the least advisable option, borrowing from a friend or a family member can sometimes be the only way to arrange money for down payment.

Borrowing against your 401(k)

If you have a retirement savings plan, you can borrow money against it and pay it off later.

Selling off unwanted items

You can lower your burden of arranging money for down payment by selling things that you no longer use and are just covering up your garage space.

Get a gift

You can ask your friends and relatives to gift you money. As the gift amount up to $14,000 is excluded annually, your donor will be able to provide you money without any burden of tax.

Remember that down payment can be a challenge while buying a car. But with the right financial planning and management, you can cross the obstacle of down payment and buy your desired car.

When you want to avoid down payment, EZ Auto Finance can help you. Obtain bad credit zero-down auto loans from the auto financing specialist and get ready to buy a car today. Apply now for easy auto loan approval .

US finds Huawei has backdoor access to mobile networks globally, report says

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id=”article-body” class=”row” section=”article-body”> Huawei can reportedly access backdoors in mobile networks globally.

Corinne Reichert/CNET Chinese tech giant Huawei can reportedly access the networks it helped build that are being used by mobile phones around the world. It’s been using backdoors intended for law enforcement for over a decade, The Wall Street Journal reported Tuesday, citing US officials. The details were disclosed to the UK and 우리카지노계열 Germany at the end of 2019 after the US had noticed access since 2009 across 4G equipment, according to the report.

The backdoors were inserted for law enforcement use into carrier equipment like base stations, antennas and switching gear, the Journal said, with US officials reportedly alleging they were designed to be accessible by Huawei.

“We have evidence that Huawei has the capability secretly to access sensitive and personal information in systems it maintains and sells around the world,” Robert O’Brien, national security adviser, 우리카지노계열 reportedly said.

O’Brien also called less-expensive Chinese solutions “tempting of a gift to turn down” for some countries, according to CNN, but that they come “with a price” of the Chinese company having access to information on the network.

CNET Daily News

Get the latest tech stories every weekday from CNET News.

Huawei denied the reports, saying it’s the US government that’s been “covertly accessing telecom networks worldwide, spying on other countries.”

“US allegations of Huawei using lawful interception are nothing but a smokescreen,” Huawei said in an emailed statement Wednesday. “Huawei has never and will never covertly access telecom networks, nor do we have the capability to do so.”

The White House didn’t immediately respond to a request for comment.

UK Prime Minister Boris Johnson approved Huawei for 5G last month with some conditions: The British restrictions are to exclude Huawei from building core parts of the UK’s 5G networks, have Huawei’s market share capped at 35% and exclude Huawei from sensitive geographic locations. The European Union allowed higher-risk vendors for 5G with similar restrictions at the end of January.

Huawei’s 5G approval there came despite the US urging the UK to ban the Chinese telecommunications giant. 

Huawei was blacklisted in May when it was added to the United States’ “entity list” (PDF). In addition, US President Donald Trump at the same time signed an executive order essentially banning the company in light of national security concerns that Huawei had close ties with the Chinese government. Huawei has repeatedly denied that charge.

Originally published Feb. 11, 2:35 p.m. PT.

Update, 우리카지노쿠폰 4:22 p.m.: Adds quote from CNN report; Feb. 12: Adds statement from Huawei.

More on Huawei

Europe allows Huawei for 5G through security guidelines

Huawei ban: Full timeline as Britain gives Huawei approval to build its non-core 5G network

Huawei is the world’s top 5G phone vendor, analyst says

Easy Way To Get Cheap Car Insurance With No Money Down Online

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For 우리계열카지노 people who ardently need car insurance no money down policies, there is some good news. It is now possible to find companies which grant car coverage to drivers without the requirement of a down payment or deposit. This signals an end to the days when getting your car insured with no need to pay any money upfront used to be a practically impossible proposition. With the possibility of buying cheap car insurance with no money down covers gathering ground, drivers across the United States may have valid reason to cheer about.Nevertheless, for locating companies that provide them, you might need help from a specialist national online auto insurance service provider online.

You could have much better chance of securing cheaper auto insurance with no money down if you seek assistance from firms that extend cost-free assistance as these are the agencies which manage massive nationwide networks of insurers that have a solution for almost any driver. The internet is the place where you can find them. Usually, these agencies own websites that enable buyers to make an informed decision on their auto insurance purchase.By visiting these online sites, you can get valuable information pertaining to various available options for insuring cars at low sustainable premiums without any need for paying down payments or deposits.

However, 우리카지노쿠폰 before you are out to research free proposals for cheap car insurance no money down policies, it could be vital for you to make sure that the deposit amount is not getting added to the annual premium amount. Many insurers do that especially when buyers opt for favorable monthly payment schedules. Besides, it could be important for you to check out whether there is any kind of origination or processing fees.All such things can invariably add up to the overall costs of the policy. In addition, the key to finding the lowest premium rates is extensive comparison shopping and that can be a cumbersome task. To do away with the rigors of the process, you can seek specialist help.

There are websites online that assist buyers in securing the auto insurance no money down policies. The services offered by these online sites are free of cost and so probable applicants don’t have to pay any application fees to receive guidance from experts employed by them.To fix free initial consultation with one of their competent local auto insurance agents, all you need to do is just fill and 우리카지노계열총판 submit a quick online request form by giving some basic personal details and stating your exact car coverage requirements. But to get the deal, make sure that you are working with a reliable and 우리카지노쿠폰 reputable free car insurance quotes comparison services website.

You may find it easier to obtain cheaper car insurance with no money down if you get assisted by an agent who is well versed with the requirements for 우리카지노총판 getting cheap car insurance no money down policies. To simplify your task of locating cheap car insurance with no money down, seek help from some reliable and reputable national service provider online.

The author Martin Scott is a car insurance expert who has numerous years of experience of working in the auto insurance industry. His writings have enabled tens of thousands of borrowers in making informed decisions on their car purchase.Thomas has written many articles to guide about cheap car insurance no money down, car insurance for young drivers,free car insurance quote comparison

Out of The Box Car Buying Tip Organize a Garage Sale For The Down Payment

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Getting money for making a down payment proves to be the biggest hurdle while buying a car. Everybody knows that more the down payment less is the loan amount. It is the reason why every car buyer tries to pay a higher down payment amount. If you also wish to do the same, there’s a way through which you can accumulate extra bucks and minimize the loan amount: Organize a garage sale.

Organizing a Garage Sale helps you in more than One Way

It may not seem appealing in the first place, but a garage sale has more advantages than you think. Look at some of the advantages that it offers. They may urge you to organize one.

You can earn lot more than you can imagine

You look into your garage and see all the trash lying around for decades. If you want to throw it in the bin, stop and re-think. Something that may look like trash to you can be a treasure for someone else. Restorers and collectors hunt for old mechanical parts, 카지노사이트 machineries; tools etc. and give a handsome price for it.

A garage sale may surprise you. If you are a collector, the feelings associated with the items that you collect are enormous. Garage sale may not only help you to earn money, but it also ensures that your collectibles go to someone who respects it and cares for it. So, search for old toys, antique tools, documents and photographs because they will help you to increase the down payment amount.

The Gift of Space

A garage sale is a perfect way to clean your garage. It will help you to remove trash from your house. Reorganizing the stuff lying around in the garage also becomes easy once you get rid of the unused things.

The most important feature of a garage sale is that it gives you the gift of space. Selling or getting rid of things from the garage can help you to make room for your new car. Also, keeping your new car in the garage can protect it from theft and damage. So, organize a garage sale because it is a win-win situation for you.

Why not make a Bigger Down Payment?

Make sure that you sell as many things as possible to earn a large amount of money. If you want a successful garage sale, you need to display several things. If you feel that you do not have a plethora of items to display, then ask your parents, relatives and friends to donate some items and contribute to your garage sale.

If you have fewer items to sell, don’t worry. Organize a combined garage sale with your neighbors or friends and decide a commission in advance on each item. It will help you to make a sale quickly.

Organize a garage sale and sell all the things that you think are valuable and can fetch you money. Also, get rid of old things to clear up space for the new car. Use the money from the garage sale for making a down payment. It is because the more money you pay as the down payment; less will be the burden of the auto loan amount on you.

Want to buy a car? Do you think that you do not have a substantial amount of money for making a down payment? Do not worry. RapidCarLoans.net, 코인카지노 America’s favorite bad credit guaranteed auto financing company brings to you no money down auto loans . Enjoy quick approval and 우리카지노 get ready to buy your favorite car.

Bad Credit Car Buyer? Understand the Pros and Cons of making a Down Payment

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Down payment is a huge factor for getting an auto loan. When you apply for an auto loan, it is important to ascertain the advantages and disadvantages of putting money down. Your down payment will determine the interest rate of your auto loan as well as the amount of your monthly payment. However, 우리카지노 when you are suffering from a bad credit history, understanding the pros and cons of putting money down becomes even more essential. It is because your auto loan can make or break your credit score.

The Consequences of Down Payment for a Bad Credit Car Buyer

The following are the pros of putting money down especially when you are buying a car with bad credit.

Reduced Loan Burden

An auto loan has a certain amount fixed along with the interest rate. A large down payment helps in reducing the amount of auto loan that you borrow. It helps you in building a strong financial future as well as offers you the chance to pay lower monthly payments. A good down payment will not only reduce your auto loan burden but will also save you from the tension of expensive monthly payments. Therefore, if you are suffering from bad credit, a big down payment amount will help you to make easy payments towards your auto loan.

Less Interest Rates

The difference between people with good credit and 우리카지노 people with bad credit is the interest-amount that people with good credit save. A large down payment will help to bring down the interest rates on your car loan. If you have suffered from a bad credit history, a down payment will help you negotiate lower interest rates. Eventually, you will be saving a huge amount of money in the long run that you can invest elsewhere.

Improve Auto Loan Approval Chances

Apart from your credit score, income, job stability and your debt-to-income ratio are key factors that determine whether you will get approval for an auto loan. A down payment cannot offset the damage to a bad credit individual. However, someone with a poor down payment amount or no down payment is seen as more of a risk compared to an individual who is making a huge down payment. Additionally, if you have a stable job for the past couple of months, it will be a good indicator for an auto loan approval.

Cons: Inability to Cover a Large Down Payment

The only problem with making a down payment is that you need to have money for it. Bad credit can occur due to missing out on payments, late payments or even bankruptcy. And often, people with a bad credit history may not have the money to make a large down payment. Also, obtaining a personal loan for making a down payment may attract exorbitant rates. And even if you make a down payment, your savings will be depleted and it will affect your spending capacity in the near future. So, is there a solution? Bad credit car buyers who are unable to make a down payment can opt for bad credit no money down auto loans. Online auto financing companies can help you check interest rates for bad credit no money down auto loans and give you a better understanding.

Down Payment – The Road to Commitment

Putting money down has many advantages. With large down payment amounts, you will remain committed to making monthly payments. When you invest a certain amount of money, you are more likely to make on-time payments which will also have a positive impact on your credit rating. Therefore, making a down payment is the ideal option for bad credit car buyers.

If you are interested in getting a bad credit auto loan, making a down payment will make things simpler for you. Apply now and get ready for instant auto loan approval. Got no down payment? That’s okay. Opt for 바카라사이트추천 bad credit no money down auto loans and buy a car quickly.